Credit Card Loan in Sohna 2025

Overview of Credit Card Loan in Sohna

Sohna, a rapidly developing town in Haryana’s Gurgaon district, offers accessible credit card loans for 2025. These loans provide quick funds against your credit card limit, ideal for urgent financial needs like medical emergencies, travel, or debt consolidation. Loanpao connects Sohna residents with top lenders like HDFC Bank, ICICI Bank, and Axis Bank, offering loans up to ₹5 lakh with interest rates starting at 12% p.a. and tenures up to 3 years.

Eligibility Criteria for Credit Card Loan in Sohna

Criteria	Details
Age	21 to 60 years
Credit Card Limit	Minimum ₹50,000 available limit
Employment	Salaried or self-employed with stable income
Credit Score	Minimum 650; higher scores improve terms
Residence	Valid Sohna address proof

Documents Required for Credit Card Loan in Sohna

• Identity Proof: Aadhaar, PAN Card, Driving License, Passport, or Voter ID.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Sohna address).
• Credit Card Details: Recent credit card statement (last 3 months).
• Income Proof: Salary slips (last 3 months) or ITR (last 2 years) for self-employed.
• Photograph: Recent passport-size photograph.

Benefits of Credit Card Loan in Sohna

• Loan amounts up to ₹5 lakh based on credit card limit.
• Competitive interest rates starting at 12% p.a. in 2025.
• Flexible repayment tenures up to 3 years.
• Instant disbursal within 24–48 hours post-approval.
• No collateral required; secured against credit card limit.

Factors Affecting Credit Card Loan in Sohna

Interest Rate

Rates range from 12% to 18% p.a., based on credit score and card issuer policies.

Loan Amount

Up to ₹5 lakh, depending on available credit card limit and repayment capacity.

Credit Score

A score above 650 ensures better rates; lower scores may increase costs.

Card Type

Premium credit cards may offer higher loan amounts and better terms.

How to Apply for a Credit Card Loan in Sohna

Follow these steps to apply for a credit card loan in Sohna through Loanpao:

1. Visit loanpao.in and select "Credit Card Loan in Sohna."
2. Fill out the online application form with details (name, Sohna address, credit card details).
3. Upload required documents (Aadhaar, credit card statement, income proof).
4. Compare offers from top Sohna lenders like HDFC, ICICI, and Axis Bank.
5. Get approval and funds disbursed within 24–48 hours in Sohna.

Apply Now

Loan Eligibility for Credit Card Loan in Sohna

Check your eligibility for a credit card loan in Sohna with Loanpao’s tool:

• Enter your credit card limit (minimum ₹50,000 available).
• Provide your credit score (preferably above 650).
• Specify your employment type (salaried or self-employed).
• Include your Sohna address for localized offers.

Loanpao will assess your eligibility and suggest the best credit card loan offers in Sohna.

Check Eligibility Now

Track Your Credit Card Loan Application in Sohna

Loanpao provides a seamless tracker for your credit card loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on status (e.g., under review, approved, disbursed).
• Receive notifications for disbursal updates in Sohna.
• Contact Loanpao support for assistance with delays in Sohna.

Track Application Now

Credit Card Loan Comparison in Sohna

Compare credit card loan offers from top lenders in Sohna:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
HDFC Bank	12.00% p.a.	Up to ₹5 lakh	Up to 3 years	1% of loan amount
ICICI Bank	12.50% p.a.	Up to ₹4 lakh	Up to 3 years	1.5% of loan amount
Axis Bank	13.00% p.a.	Up to ₹3 lakh	Up to 2 years	1% of loan amount

Frequently Asked Questions

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