About Industrial Loans
Loanpao’s Industrial Loans in Delhi, India, support businesses in funding expansion, purchasing equipment, and developing infrastructure. Benefit from competitive rates, large loan amounts, and flexible repayment options.
Why Choose Our Industrial Loan?
- Interest Rates starting at 8.0% p.a.
- Loan Amount from ₹10 Lakh to ₹50 Crore
- Flexible Tenure up to 15 Years
- Disbursal within 5-7 business days
- Collateral-based and non-collateral options
- Customized repayment plans
- Support for new and existing industries
- Minimal documentation
Are You Eligible?
| Criteria | Requirement |
|---|---|
| Business Age | Minimum 3 years |
| Annual Turnover | Minimum ₹50 Lakh |
| Business Type | Manufacturing, processing, or industrial units |
| Credit Score | 700+ preferred |
What Documents Do You Need?
- Business KYC: GST certificate, PAN, Udyam registration
- Financials: ITR, balance sheet for 3 years
- Project Report: For expansion or new setup
- Bank Statements: Latest 12 months
- Collateral Documents: If applicable
Attractive Interest Rates & Affordable Fees
| Bank/Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 8.0% p.a. | 0.5% or ₹50,000 |
| HDFC Bank | 8.25% p.a. | 0.75% or ₹75,000 |
| ICICI Bank | 8.5% p.a. | 0.75% or ₹75,000 |
| Axis Bank | 8.75% p.a. | 0.6% or ₹60,000 |
| Kotak Mahindra Bank | 9.0% p.a. | 0.75% or ₹75,000 |
| Bank of Baroda | 8.25% p.a. | 0.5% or ₹50,000 |
| Union Bank of India | 8.5% p.a. | 0.5% or ₹50,000 |
| Punjab National Bank | 8.25% p.a. | 0.5% or ₹50,000 |
| IDFC FIRST Bank | 8.75% p.a. | 0.6% or ₹60,000 |
| Yes Bank | 9.25% p.a. | 0.75% or ₹75,000 |
| NBFCs (Bajaj Finance) | 9.5% p.a. | 1.0% or ₹1,00,000 |
| Co-operative Banks | 8.0% p.a. | 0.5% or ₹50,000 |
Extra Charges:
- Late Payment Charges: 2% p.m. on overdue amount
- Prepayment Charges: 3% on outstanding amount (if prepaid within 2 years)
- Legal/Valuation Fee: ₹10,000 (for collateral-based loans)
- GST: Applicable on processing fees
Note: Rates and fees are indicative as of April 2025 and subject to change.
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How to Apply for an Industrial Loan
- Complete the online application with business details.
- Submit KYC, financials, project report, and bank statements.
- Undergo verification of documents and business viability.
- Provide collateral documents (if applicable).
- Review and accept the loan offer.
- Receive funds within 5-7 business days.
Common Questions About Industrial Loans
What is an Industrial Loan?
An Industrial Loan funds business expansion, equipment purchase, or infrastructure for industrial units.
Who can apply for an Industrial Loan?
Businesses with at least 3 years of operation, ₹50 Lakh turnover, and a credit score of 700+.
What is the maximum loan amount?
Up to ₹50 Crore, depending on business financials and collateral.
How long does disbursal take?
Funds are disbursed within 5-7 business days after approval.
Can I prepay the loan?
Yes, prepayment is allowed with a 3% charge if done within 2 years.
Is collateral mandatory?
No, both collateral-based and non-collateral options are available.
What is the repayment tenure?
Up to 15 years, with customized repayment plans.
Are there special offers?
Yes, waived processing fees and cashback for loans above ₹1 Crore.
What documents are needed?
Business KYC, financials, project report, bank statements, and collateral documents (if applicable).
What happens if I default?
The lender may seize collateral (if applicable) or take legal action after due notice.