Invoice Financing India 2025

LoanPao’s invoice financing helps businesses in India 2025 unlock cash from unpaid invoices, ensuring smooth cash flow without waiting for client payments. Get up to ₹5 crore at rates from 12% p.a., disbursed in 24–72 hours. Partnered with 500+ RBI-compliant lenders, LoanPao offers a digital, hassle-free process with minimal documentation. For other business funding options, visit our Business Loan page.

Apply below or use our EMI Calculator to estimate repayments. Contact us at +91-971-769-5334 for support.

Benefits of Invoice Financing

Fast Cash Flow

Funds disbursed in 24–72 hours against invoices.

No Collateral

Financing based on invoice value, no assets needed.

Flexible Funding

Access up to 90% of invoice value instantly.

Improve Working Capital

Bridge cash flow gaps for business operations.

Digital Process

100% online application with e-KYC and invoice upload.

Trusted Lenders

500+ RBI-compliant banks and NBFCs.

Eligibility Criteria

Criteria Details
Business Type Registered business (Proprietorship, Partnership, Pvt. Ltd.)
Turnover Minimum ₹50 lakh p.a.
Invoices Valid B2B invoices (30–90 days due)
CIBIL Score 700+ for better rates
Loan Amount ₹1 lakh–₹5 crore (up to 90% of invoice value)
Business Vintage Minimum 1 year in operation

Check your eligibility with our CIBIL login tool or contact info@loanpao.in.

Documents Required

  • Business PAN and GST registration
  • Valid B2B invoices (30–90 days due)
  • Bank statements (last 6 months)
  • KYC documents: Aadhaar, PAN of business owner
  • Business registration proof (e.g., Certificate of Incorporation)

How to Apply for Invoice Financing

Apply with LoanPao in 3 simple steps:

  1. Fill the form below with business and invoice details.
  2. Upload invoices and KYC documents via e-KYC.
  3. Get funds in 24–72 hours after lender approval.

Start your application or call +91-971-769-5334 for assistance.

Compare Invoice Financing Providers

Provider Interest Rate (p.a.) Loan Amount Tenure Processing Fee
Bank A 12–14% ₹1 lakh–₹3 crore 30–180 days 1–2%
Bank B 13–15% ₹5 lakh–₹5 crore 30–120 days 1.5–2.5%
NBFC C 14–18% ₹1 lakh–₹2 crore 30–150 days 2–3%

Note: Rates and terms are indicative and subject to change. Contact LoanPao for updated offers.

Why Choose LoanPao for Invoice Financing?

Wide Lender Network

Compare offers from 500+ RBI-compliant lenders.

EMI Calculator

Use our EMI calculator to plan repayments.

24/7 Support

Contact us at +91-971-769-5334 or info@loanpao.in.

Frequently Asked Questions

Invoice financing allows businesses to unlock cash from unpaid invoices, providing quick funds without waiting for client payments.

Registered businesses in India with a minimum turnover of ₹50 lakh p.a., valid invoices, and a CIBIL score of 700+ are eligible.

Benefits include fast cash flow (24–72 hours), no collateral, flexible funding based on invoice value, and improved working capital.

GST registration, business PAN, valid invoices, bank statements (6 months), and KYC documents are required.

LoanPao partners with 500+ RBI-compliant lenders, uses digital verification, and offers real-time invoice assessment for quick funding.