Privacy Policy

Our Commitment to Your Privacy

At Loanpao, we are committed to protecting your personal information in compliance with India’s Digital Personal Data Protection Act (DPDPA) 2023. This Privacy Policy explains how we collect, use, share, and safeguard your data when you use our website, www.loanpao.in, or apply for loans like Dairy Loans or Skill Development Loans.

1. Information We Collect

• Personal Information: Name, address, phone number, email, Aadhaar, PAN, or other KYC details provided during loan applications (e.g., Apply Now).
• Financial Information: Income details, bank statements, credit score, or ITR submitted for loan eligibility.
• Usage Data: IP address, browser type, pages visited (e.g., EMI Calculator), and time spent on our site.
• Cookies: Data from cookies to enhance user experience, with your consent.

2. How We Use Your Information

• Process loan applications for products like Doctor Professional Loans or Chartered Accountant Loans.
• Verify eligibility and creditworthiness with third-party agencies.
• Personalize your experience on pages like Blog or Tracker.
• Send promotional offers (e.g., waived fees for Loan Against Fixed Deposit) with your consent.
• Improve our website and services based on usage data.

3. How We Share Your Information

• Lenders: Share KYC and financial data with banks (e.g., SBI, HDFC) for loan processing.
• Service Providers: Share with analytics or verification partners under strict confidentiality.
• Legal Compliance: Disclose data if required by law or government authorities (e.g., RBI).
• We do not sell your data to third parties.

4. Data Security

We use encryption, firewalls, and secure servers to protect your data. However, no online platform is 100% secure, and we encourage you to safeguard your login credentials.

5. Your Rights

• Access or correct your personal data via Contact.
• Request data deletion, subject to legal obligations.
• Opt out of promotional emails or cookies.
• File complaints with India’s Data Protection Authority.

6. Cookies and Tracking

We use cookies to track usage (e.g., visits to Eligibility). You can disable cookies in your browser, but this may affect functionality.

7. Third-Party Links

Our site links to external sites (e.g., lender websites). We are not responsible for their privacy practices.

8. Updates to This Policy

We may update this policy to reflect legal or operational changes. Check this page for the latest version (last updated: May 15, 2025).

9. Contact Us

For questions or to exercise your rights, visit Contact or email us at support@loanpao.in.