+91-971-769-5334
Become a Partner Login Register

Business Loans in India 2025

Grow your business with LoanPao’s low rates from 8.25% p.a. and approvals in 48 hours.

Apply Now

Business Loans in India 2025

LoanPao’s Business Loans support growth with options like MSME loans or working capital loans. In 2025, with India’s SME sector growing at 15% annually, our business loans offer competitive rates from 8.25% p.a., flexible tenures up to 15 years, and tax benefits under Section 80C. LoanPao partners with 250+ trusted lenders to provide tailored solutions, ensuring quick approvals and minimal paperwork.

Key Features of Business Loans

  • Loan Amount: Up to ₹50 crore, based on turnover.
  • Interest Rates: Starting at 8.25% p.a. (secured) or 10% p.a. (unsecured).
  • Tenure: Up to 15 years for affordable EMIs.
  • Tax Benefits: Deduct interest under Section 36(1)(iii).
  • Digital Process: Apply online with e-KYC and instant pre-approvals.

Whether you're expanding operations or managing cash flow, LoanPao’s experts, backed by RBI-compliant lenders, guide you every step of the way. Start your journey today!

Business Loan Interest Rates 2025

Compare rates from top lenders, starting at 8.25% p.a. Rates depend on credit score, business turnover, and loan type (secured or unsecured).

Lender Interest Rate (p.a.) Processing Fee
Bank of India 8.25%–10.50% 0.5%–1%
HDFC Bank 8.50%–11.00% Up to 1%
ICICI Bank 8.50%–11.25% 0.5%–1.5%
Bajaj Finserv 9.00%–12.00% Up to 2%

Loan Comparison Tool

Our Loan Comparison Tool lets you compare rates, tenures, and fees from 250+ lenders in real-time. Enter your business details, turnover, and credit score to find the best deal.

Compare Now

Why Choose LoanPao?

LoanPao offers tailored business loans with over 250 trusted lenders, seamless digital applications, and 24/7 support. Our experts ensure transparency and compliance with RBI guidelines.

Low Rates

Competitive rates starting at 8.25% p.a.

Quick Approvals

Approvals within 24–48 hours.

Trusted Partners

250+ banks and NBFCs.

Eligibility Criteria

Check if your business qualifies for a LoanPao loan:

  • Business Age: 2+ years.
  • Turnover: ₹10 lakh+ annually.
  • Credit Score: 700+ for better rates.
  • Documents: GST returns, ITR (2 years), bank statements (6 months), PAN, Aadhaar.
  • Tip: Higher turnover improves loan amounts and rates.
Check Eligibility

Application Process

Apply for your business loan in 5 easy steps:

  1. Submit online application on LoanPao’s platform.
  2. Provide business details, turnover, and documents.
  3. Get pre-approved offers from lenders.
  4. Complete verification (financial and legal).
  5. Receive funds in 3–10 days.
Apply Now

EMI Calculator

Use our EMI Calculator to estimate monthly payments and total interest based on loan amount, tenure, and rate.

Calculate EMI

Market Insights

RBI’s repo rate cut to 5.50% in 2025 has reduced business loan rates, boosting SME growth by 15% annually. Read more in our blog.

Testimonials

“LoanPao helped my startup get ₹25 lakh at 9% p.a. in just 2 days!”

Rahul Sharma, Mumbai

“Excellent service! Secured ₹40 lakh for expansion with minimal paperwork.”

Anita Verma, Bangalore

Frequently Asked Questions

LoanPao offers secured and unsecured business loans, including term loans, working capital loans, and machinery loans.

Rates start at 8.25% p.a. for secured loans and 10% p.a. for unsecured loans.

Approvals in 24–48 hours, disbursal in 3–10 days.

Minimum ₹10 lakh turnover, 2+ years business age, 700+ CIBIL score, GST returns, ITR, PAN.

Up to ₹50 crore, based on turnover and credit profile.