Working Capital Loan 2025 Overview

LoanPao’s Working Capital Loan 2025 provides short-term financing to manage daily business operations in India, covering expenses like inventory, payroll, and operational costs. Get up to ₹50 lakh with interest rates starting at 12% p.a. and tenures of 6 months to 3 years. Apply online via our application form and get approval within 2-5 days. Track your application status via our tracker portal or contact us at +91-971-769-5334 for assistance.

Keep your business running smoothly with LoanPao’s quick and secure process. Explore more options on our loans page or use our EMI Calculator to plan your repayments.

Eligibility for Working Capital Loan

LoanPao’s Working Capital Loan is designed for businesses and self-employed individuals in India:

  • Business Age: Minimum 2 years in operation.
  • Turnover: Minimum ₹5 lakh annual turnover.
  • CIBIL Score: 700+ preferred for better rates.
  • Business Type: Proprietorship, partnership, or registered company.
  • Residence: Valid business address proof for at least 1 year.

Contact us at info@loanpao.in for eligibility queries.

Documents Required

Submit the following documents for quick processing:

  • KYC: Aadhaar, PAN of business owner or directors.
  • Business Proof: GST registration, shop license, or incorporation certificate.
  • Income Proof: ITR for 2 years.
  • Bank Statements: Last 6 months of business account.
  • Address Proof: Utility bill or rental agreement for business premises.

Upload documents via our online portal for faster verification.

Key Benefits of LoanPao’s Working Capital Loan

High Loan Amount

Up to ₹50 lakh to cover operational expenses.

Low Interest Rates

Starting at 12% p.a. for eligible businesses.

Quick Approval

Get approved in 2-5 days after document submission.

Flexible Repayment

Tenures from 6 months to 3 years to suit your cash flow.

Secure Process

Apply safely with LoanPao’s encrypted portal.

24/7 Support

Contact us at +91-971-769-5334.

How to Apply for a Working Capital Loan

Applying for a Working Capital Loan with LoanPao is simple:

  1. Visit our application form and fill in your business details.
  2. Upload KYC, business proof, ITR, and bank statements for verification.
  3. Receive loan approval within 2-5 days to fund your business operations.

Use our EMI Calculator to plan your repayments or contact us at +91-971-769-5334 for assistance.

Working Capital Loan Features

Key features of LoanPao’s Working Capital Loan:

Working Capital Loan Features
Feature Details
Loan Amount Up to ₹50 lakh, based on turnover and credit profile.
Interest Rate Starting at 12% p.a. (based on credit profile).
Tenure 6 months to 3 years.
Processing Time 2-5 days after document verification.
Prepayment Low or no prepayment charges after 6 months.

Learn more about our loan products.

Why Choose LoanPao for Working Capital Loans?

LoanPao is your trusted partner for business financing:

Fast Processing

Approvals within 2-5 days.

Affordable Rates

Competitive interest rates starting at 12% p.a.

Dedicated Support

Reach us at +91-971-769-5334.

Frequently Asked Questions About Working Capital Loans

A Working Capital Loan from LoanPao is short-term financing to manage daily business operations like inventory, payroll, and expenses.

Businesses or self-employed individuals with 2+ years in operation, minimum ₹5 lakh annual turnover, and a CIBIL score of 700+.

Aadhaar, PAN, GST registration, ITR for 2 years, bank statements, and business proof.

LoanPao processes Working Capital Loans within 2-5 days after document verification.

Up to ₹50 lakh, based on your business turnover and credit profile.

Yes, LoanPao’s EMI Calculator helps estimate your monthly repayments.