About Agricultural Loan
Loanpao’s Agricultural Loans in Delhi, India, empower farmers to fund crop cultivation, equipment purchases, and land development. With competitive rates and minimal documentation, we ensure quick disbursal to meet your farming needs.
Why Choose Loanpao?
- Interest Rates starting at 8% p.a.
- Loan Amount from ₹1 Lakh to ₹50 Lakh
- Tenure up to 7 years
- Disbursal within 3–5 days
- Minimal documentation for farmers
- Collateral-free options available
- Seasonal repayment flexibility
- Transparent fee structure
Eligibility Criteria
| Criteria | Requirement |
|---|---|
| Age | 21–65 years |
| Occupation | Farmer or Agri-entrepreneur |
| Land Ownership | Owned or leased agricultural land |
Documents Required
- KYC: Aadhaar, PAN, Voter ID
- Land Documents: Ownership or lease agreement
- Bank Statements: Latest 6 months
- Income Proof: Agricultural income records
Interest Rates
| Bank/Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 8.0% p.a. | 0.5% or ₹10,000 |
| HDFC Bank | 8.5% p.a. | 0.5% or ₹10,000 |
| NABARD | 7.5% p.a. | 0.25% or ₹5,000 |
Calculate Your EMI Instantly
Enter values and click Calculate EMI to see results.
How to Apply
- Fill out the online application with personal and farming details.
- Submit KYC and land documents.
- Undergo credit and land assessment.
- Review and accept the loan offer.
- Receive funds within 3–5 days.
Frequently Asked Questions
An Agricultural Loan is a financial product designed to support farmers in funding crop cultivation, equipment purchases, and land development with tailored repayment options.
Farmers or agri-entrepreneurs aged 21–65, owning or leasing agricultural land in Delhi, India, can apply.
Repayments can be monthly, quarterly, or seasonal, aligned with harvest cycles, offering flexibility for farmers.
Collateral-free options are available, though some loans may require land or asset-backed security based on the amount.