Vidya Lakshmi Loan 2025 Overview

LoanPao’s Vidya Lakshmi Loan 2025 is designed to fund higher education in India and abroad, covering tuition, accommodation, and other study-related expenses. Get up to ₹50 lakh for domestic studies or ₹1 crore for international courses, with interest rates starting at 8.5% p.a. and a moratorium period (course duration + 1 year). Apply online via our application form and get approval within 5-10 days. Track your application status via our tracker portal or contact us at +91-971-769-5334 for assistance.

Invest in your future with LoanPao’s affordable education financing. Explore more options on our loans page or use our EMI Calculator to plan your repayments.

Eligibility for Vidya Lakshmi Loan

LoanPao’s Vidya Lakshmi Loan is tailored for students pursuing higher education:

  • Age: 18-35 years at the time of application.
  • Admission: Confirmed admission to a recognized institution (India or abroad).
  • Co-applicant: Parent or guardian with stable income (salaried or self-employed).
  • Academic Record: Minimum 60% in Class 12 or equivalent for undergraduate courses.
  • Residence: Valid Indian residency proof.

Contact us at info@loanpao.in for eligibility queries.

Documents Required

Submit the following documents for quick processing:

  • KYC: Aadhaar, PAN of student and co-applicant.
  • Admission Proof: Admission letter from a recognized institution.
  • Fee Structure: Official fee structure from the institution.
  • Income Proof: Co-applicant’s salary slips (last 3 months) or ITR (2 years).
  • Academic Records: Marksheets of Class 10, 12, or graduation (if applicable).
  • Address Proof: Utility bill or Aadhaar for student and co-applicant.

Upload documents via our online portal for faster verification.

Key Benefits of LoanPao’s Vidya Lakshmi Loan

High Loan Amount

Up to ₹50 lakh (India) or ₹1 crore (abroad) for studies.

Low Interest Rates

Starting at 8.5% p.a. for eligible applicants.

Moratorium Period

Repayment starts after course completion + 1 year.

Flexible Repayment

Tenures up to 15 years post-moratorium.

Secure Process

Apply safely with LoanPao’s encrypted portal.

24/7 Support

Contact us at +91-971-769-5334.

How to Apply for a Vidya Lakshmi Loan

Applying for a Vidya Lakshmi Loan with LoanPao is simple:

  1. Visit our application form and fill in your details.
  2. Upload KYC, admission letter, fee structure, and co-applicant’s income proof.
  3. Receive loan approval within 5-10 days to fund your education.

Use our EMI Calculator to plan your repayments or contact us at +91-971-769-5334 for assistance.

Vidya Lakshmi Loan Features

Key features of LoanPao’s Vidya Lakshmi Loan:

Vidya Lakshmi Loan Features
Feature Details
Loan Amount Up to ₹50 lakh (India) or ₹1 crore (abroad).
Interest Rate Starting at 8.5% p.a. (based on course and profile).
Tenure Up to 15 years post-moratorium.
Moratorium Period Course duration + 1 year.
Processing Time 5-10 days after document verification.

Learn more about our loan products.

Why Choose LoanPao for Vidya Lakshmi Loans?

LoanPao is your trusted partner for education financing:

Fast Processing

Approvals within 5-10 days.

Affordable Rates

Competitive interest rates starting at 8.5% p.a.

Dedicated Support

Reach us at +91-971-769-5334.

Frequently Asked Questions About Vidya Lakshmi Loans

LoanPao’s Vidya Lakshmi Loan is an education loan to fund higher studies in India or abroad, covering tuition, accommodation, and other expenses.

Students aged 18-35 with confirmed admission to a recognized institution and a co-applicant with stable income.

Aadhaar, PAN, admission letter, fee structure, income proof of co-applicant, and academic records.

LoanPao processes Vidya Lakshmi Loans within 5-10 days after document verification.

Up to ₹50 lakh for studies in India and ₹1 crore for abroad, based on course and institution.

Yes, repayment starts after a moratorium period (course duration + 1 year).