What is the interest rate for a Mortgage Loan?

Interest rates typically range from 9%–15% p.a., depending on the lender and applicant’s profile.

How long does it take to get a Mortgage Loan approved?

LoanPao ensures approvals within 3–7 days with 500+ lender partners and digital verification.

Mortgage Loan India 2025

Unlock funds with LoanPao’s Mortgage Loans. Get up to ₹10 crore against property at 9%–15% p.a. with tenures up to 15 years.

Apply Now

Mortgage Loans in India 2025

LoanPao’s Mortgage Loans help you unlock the value of your property, offering funds up to ₹10 crore with options like commercial property loans or residential property loans. In 2025, with India’s real estate market growing at 9–11% annually, our mortgage loans provide competitive rates from 9%–15% p.a., flexible tenures up to 15 years, and quick approvals within 3–7 days. LoanPao partners with 500+ RBI-compliant lenders to ensure a seamless digital process with minimal paperwork.

Key Features of Mortgage Loans

Loan Amount: ₹10 lakh–₹10 crore (50%–60% of property value).
Interest Rates: 9%–15% p.a. (fixed or floating).
Tenure: Up to 15 years for affordable EMIs.
Property Types: Residential or commercial with clear title.
Digital Process: Apply online with e-KYC and instant pre-approvals.

Whether you need funds for business expansion, education, or debt consolidation, LoanPao’s experts guide you with transparency and compliance. Apply now!

Mortgage Loan Interest Rates 2025

Compare rates from top lenders, starting at 9% p.a. Rates vary based on credit score, property value, and loan type.

Lender	Interest Rate (p.a.)	Processing Fee
HDFC Bank	9%–12%	0.5%–1%
ICICI Bank	9.5%–13%	0.5%–2%
Bajaj Finance	10%–15%	1%–2%
Axis Bank	9.25%–13.5%	0.5%–1.5%

Loan Comparison Tool

Our Loan Comparison Tool helps you compare rates, tenures, and fees from 500+ lenders in real-time. Enter your property details and financial profile to find the best deal.

Compare Now

Why Choose LoanPao?

LoanPao offers tailored mortgage loans with a vast network of lenders, digital applications, and 24/7 support. Our IRDAI-certified experts ensure compliance with RBI guidelines.

Competitive Rates

Rates starting at 9% p.a.

Fast Approvals

Approvals within 3–7 days.

Trusted Partners

500+ banks and NBFCs.

Eligibility Criteria

Check if you qualify for a LoanPao mortgage loan:

Applicant Type: Salaried, self-employed, or businesses.
Age: 21–65 years.
Income: ₹25,000+/month (salaried) or ₹3 lakh p.a. (self-employed).
Credit Score: 650+ for better rates.
Property: Residential or commercial with clear title.

Check Eligibility

Application Process

Apply for your mortgage loan in 3 simple steps:

Submit online application with personal and property details.
Upload KYC, income, and property documents via e-KYC.
Receive approval within 3–7 days and funds shortly after.

Apply Now

EMI Calculator

Use our EMI Calculator to estimate monthly payments and total interest based on loan amount, tenure, and rate.

Calculate EMI

Market Insights

With RBI’s repo rate at 5.50% in 2025, mortgage loan rates remain competitive, supporting a 9–11% growth in real estate. Read more in our blog.

Testimonials

“LoanPao’s mortgage loan process was quick and transparent. Got ₹2 crore at 9.5% p.a. in just 5 days!”

Priya Kapoor, Bangalore

“Their team helped me compare lenders and save on interest. Highly recommended!”

Rahul Verma, Delhi

Frequently Asked Questions

A Mortgage Loan is a secured loan where funds are provided against residential or commercial property, repayable over a fixed tenure.

Individuals or businesses aged 21–65 with a minimum income of ₹25,000/month (salaried) or ₹3 lakh p.a. (self-employed) and clear property title.

Rates range from 9%–15% p.a., depending on the lender and applicant’s profile.

KYC, income proof, property documents (title deed, NOC), and bank statements.

Approvals within 3–7 days with LoanPao’s 500+ lender partners and digital verification.