About Corporate Loans
Loanpao’s Corporate Loans in Delhi, India, are designed for large businesses to fund expansion, working capital needs, and infrastructure projects. Enjoy competitive rates, high loan amounts, and tailored repayment plans.
Why Choose Our Corporate Loan?
- Interest Rates starting at 7.75% p.a.
- Loan Amount from ₹1 Crore to ₹100 Crore
- Tenure up to 20 Years
- Disbursal within 7-10 business days
- Collateral-based and unsecured options
- Flexible repayment schedules
- Support for diverse corporate needs
- Transparent fee structure
Are You Eligible?
| Criteria | Requirement |
|---|---|
| Business Age | Minimum 5 years |
| Annual Turnover | Minimum ₹5 Crore |
| Business Type | Private/Public Limited Companies, LLPs |
| Credit Rating | AA or above preferred |
What Documents Do You Need?
- Business KYC: PAN, GST certificate, company registration
- Financials: Audited balance sheets for 3 years
- Business Plan: For expansion or new projects
- Bank Statements: Latest 12 months
- Collateral Documents: If applicable
Attractive Interest Rates & Affordable Fees
| Bank/Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 7.75% p.a. | 0.5% or ₹1,00,000 |
| HDFC Bank | 8.0% p.a. | 0.75% or ₹1,50,000 |
| ICICI Bank | 8.25% p.a. | 0.75% or ₹1,50,000 |
| Axis Bank | 8.5% p.a. | 0.6% or ₹1,20,000 |
| Kotak Mahindra Bank | 8.75% p.a. | 0.75% or ₹1,50,000 |
| Bank of Baroda | 8.0% p.a. | 0.5% or ₹1,00,000 |
| Union Bank of India | 8.25% p.a. | 0.5% or ₹1,00,000 |
| Punjab National Bank | 8.0% p.a. | 0.5% or ₹1,00,000 |
| IDFC FIRST Bank | 8.5% p.a. | 0.6% or ₹1,20,000 |
| Yes Bank | 9.0% p.a. | 0.75% or ₹1,50,000 |
| NBFCs (Bajaj Finance) | 9.25% p.a. | 1.0% or ₹2,00,000 |
| Co-operative Banks | 7.75% p.a. | 0.5% or ₹1,00,000 |
Extra Charges:
- Late Payment Charges: 2% p.m. on overdue amount
- Prepayment Charges: 2% on outstanding amount (if prepaid within 3 years)
- Legal/Valuation Fee: ₹15,000 (for collateral-based loans)
- GST: Applicable on processing fees
Note: Rates and fees are indicative as of April 2025 and subject to change.
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How to Apply for a Corporate Loan
- Fill out the online application with business details.
- Submit KYC, financials, business plan, and bank statements.
- Undergo financial and credit rating assessment.
- Provide collateral documents (if applicable).
- Review and accept the loan offer.
- Receive funds within 7-10 business days.
Common Questions About Corporate Loans
What is a Corporate Loan?
A Corporate Loan is designed for large businesses to fund expansion, working capital, or infrastructure projects.
Who can apply for a Corporate Loan?
Private/Public Limited Companies or LLPs with at least 5 years of operation and ₹5 Crore turnover.
What is the maximum loan amount?
Up to ₹100 Crore, based on financials and credit rating.
How long does disbursal take?
Funds are disbursed within 7-10 business days after approval.
Can I prepay the loan?
Yes, prepayment is allowed with a 2% charge if done within 3 years.
Is collateral mandatory?
No, both collateral-based and unsecured options are available.
What is the repayment tenure?
Up to 20 years, with flexible repayment schedules.
Are there special offers?
Yes, waived processing fees and cashback for loans above ₹5 Crore.
What documents are needed?
Business KYC, financials, business plan, bank statements, and collateral documents (if applicable).
What happens if I default?
The lender may seize collateral (if applicable) or initiate legal action after due notice.