About Credit Card Loan
Loanpao’s Credit Card Loans in Delhi, India, provide quick access to funds for personal or emergency expenses. With competitive interest rates and flexible repayment options, we ensure your financial needs are met swiftly.
Why Choose Loanpao?
- Interest Rates starting at 10% p.a.
- Loan Amount from ₹1 Lakh to ₹50 Lakh
- Tenure up to 5 years
- Disbursal within 1–3 days
- Minimal documentation
- No collateral required
- Flexible repayment schedules
- No hidden charges
Eligibility Criteria
| Criteria | Requirement |
|---|---|
| Age | 21–60 years |
| Income | ₹25,000/month or above |
| Credit Score | 700 or above |
| Employment | Salaried or Self-Employed |
Documents Required
- KYC: Aadhaar, PAN, Address Proof
- Income Proof: Salary Slips (3 months) or ITR (2 years)
- Bank Statements: Latest 6 months
- Credit Card Statement: Latest 3 months
Interest Rates
| Bank/Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 10.5% p.a. | 1% or ₹10,000 |
| HDFC Bank | 10.8% p.a. | 0.5% or ₹7,500 |
| ICICI Bank | 10.6% p.a. | 0.75% or ₹8,000 |
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How to Apply
- Fill out the online application with personal details.
- Submit KYC, income proof, and credit card statements.
- Undergo credit assessment.
- Review and sign the loan agreement.
- Receive funds within 1–3 days.
Frequently Asked Questions
What is a Credit Card Loan?
A Credit Card Loan is a pre-approved loan offered against your credit card limit, ideal for urgent financial needs.
Who can apply?
Individuals aged 21–60 with a minimum income of ₹25,000/month and a credit score of 700 or above can apply.
Is collateral required?
No, Credit Card Loans are unsecured and do not require collateral.
How fast is the disbursal?
Funds are typically disbursed within 1–3 days after approval.