Overview of Gold Loan in Rewari
Gold loans in Rewari offer quick and secure financing by pledging gold jewellery. In 2025, lenders like Muthoot Finance, Manappuram Finance, and SBI provide gold loans with interest rates starting at 7.5% per annum. Loanpao helps Rewari residents compare offers, check eligibility, and apply for gold loans with fast disbursal, ideal for personal or business needs.
Eligibility Criteria for Gold Loan in Rewari
| Criteria | Details |
|---|---|
| Age | 21 to 70 years |
| Residency | Must be a resident of Rewari with valid address proof |
| Gold Ownership | Applicant must own gold jewellery (18-24 carat) |
| Income | No minimum income required |
| Credit Score | Not required, as loan is secured by gold |
| Purpose | Personal, business, or emergency needs |
Documents Required for Gold Loan in Rewari
- Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
- Address Proof: Utility bill, Aadhaar, or Rental Agreement (Rewari address).
- Gold Details: Gold purity certificate (if available).
- Photographs: 2 passport-sized photographs of the applicant.
Benefits of Gold Loan in Rewari
- Low interest rates starting at 7.5% per annum in 2025.
- Loan amounts from ₹10,000 to ₹50 lakh, based on gold value.
- Flexible repayment tenure from 3 months to 3 years.
- No credit score or income proof required.
- Instant disbursal within 1-2 hours for verified applicants in Rewari.
Factors Affecting Gold Loan in Rewari
Interest Rate
Rates range from 7.5% to 12%, depending on lender and loan-to-value ratio.
Loan Amount
Up to 75% of the gold’s market value, based on purity and weight in Rewari.
Gold Purity
Gold of 18-24 carat is accepted; higher purity yields better loan amounts.
Market Gold Price
Fluctuations in gold prices in Rewari affect the loan amount offered.
How to Apply for a Gold Loan in Rewari
Follow these steps to apply for a gold loan in Rewari through Loanpao:
- Visit loanpao.in and select "Gold Loan in Rewari."
- Fill out the online application form with applicant details (name, Rewari address).
- Upload required documents (Aadhaar, address proof).
- Visit the lender’s branch in Rewari for gold valuation.
- Get approval and funds disbursed within 1-2 hours in Rewari.
Loan Eligibility for Gold Loan in Rewari
Check your eligibility for a gold loan in Rewari with Loanpao’s eligibility tool:
- Enter applicant details (age, Rewari address).
- Provide gold details (weight, carat).
- Specify loan purpose (personal or business).
Loanpao will instantly assess your eligibility and suggest the best gold loan offers in Rewari.
Check Eligibility NowTrack Your Gold Loan Application in Rewari
Loanpao provides a seamless tracker for your gold loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on your application status (e.g., under review, gold valuation, disbursed).
- Receive notifications for disbursal updates in Rewari.
- Contact Loanpao support for assistance with delays in Rewari.
Gold Loan Comparison in Rewari
Compare gold loan offers from top lenders in Rewari:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Muthoot Finance | 7.5% p.a. | ₹10,000 to ₹50 lakh | 3 months to 3 years | 0.25% of loan amount |
| Manappuram Finance | 8% p.a. | ₹10,000 to ₹25 lakh | 3 months to 2 years | 0.5% of loan amount |
| SBI | 8.5% p.a. | ₹20,000 to ₹20 lakh | 6 months to 3 years | 0.5% of loan amount |
Frequently Asked Questions
Yes, reputed lenders in Rewari like Muthoot Finance and SBI store gold in secure vaults with insurance coverage.
Interest rates start at 7.5% per annum, depending on the lender and loan-to-value ratio.
Gold loans in Rewari can be disbursed within 1-2 hours after gold valuation and document verification.
No, a credit score is not required, as gold loans are secured by gold jewellery.
The maximum tenure for a gold loan in Rewari is up to 3 years.
Yes, most lenders in Rewari allow prepayment with no or minimal charges.
Missing a repayment may lead to late fees, and the lender may auction the gold after a grace period to recover the loan amount.
Top lenders in Rewari for gold loans include Muthoot Finance, Manappuram Finance, and SBI, offering low rates and fast disbursal.
Yes, Loanpao offers an online application process, but gold valuation requires a visit to the lender’s branch in Rewari.
The maximum loan amount is up to ₹50 lakh, depending on the gold’s purity, weight, and market value in Rewari.