Overview of MSME Loan in Pataudi, Haryana
MSME loans in Pataudi, Haryana, support micro, small, and medium enterprises in expanding operations, purchasing equipment, or managing working capital. In 2025, these loans offer amounts up to ₹50 lakh with interest rates starting at 8.5% p.a. Lenders like SBI, HDFC Bank, and SIDBI provide tenures up to 7 years. Loanpao helps Pataudi business owners compare MSME loan offers, check eligibility, and apply online for quick approval.
Eligibility Criteria for MSME Loan in Pataudi
| Criteria | Details |
|---|---|
| Business Type | Micro, Small, or Medium Enterprise (MSME) registered in Pataudi |
| Business Vintage | Minimum 2 years of operations |
| Turnover | Minimum ₹10 lakh annually |
| Credit Score | Preferably above 700 |
| Residence | Valid Pataudi address proof for business |
Documents Required for MSME Loan in Pataudi
- Identity Proof: Aadhaar, PAN Card, or Voter ID of business owner.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Pataudi address).
- Business Proof: MSME registration, GST certificate, or Udyam registration.
- Financials: ITR (last 2 years), balance sheet, profit/loss statement.
- Bank Statement: Last 12 months’ business bank statements.
- Loan Purpose: Business plan or project report (if applicable).
Benefits of MSME Loan in Pataudi
- Loan amounts up to ₹50 lakh for business expansion in Pataudi.
- Competitive interest rates starting at 8.5% p.a. in 2025.
- Flexible tenures up to 7 years for affordable EMIs.
- Quick disbursal within 7–10 days after approval.
- Collateral-free options for loans up to ₹10 lakh under CGTMSE schemes.
Factors Affecting MSME Loan in Pataudi
Business Turnover
Higher turnover increases loan eligibility and better terms.
Credit Score
Scores above 700 improve approval chances and lower rates.
Collateral
Collateral may be required for loans above ₹10 lakh in Pataudi.
Business Vintage
Longer business history enhances trust with lenders.
How to Apply for an MSME Loan in Pataudi
Follow these steps to apply for an MSME loan in Pataudi through Loanpao:
- Visit loanpao.in and select "MSME Loan in Pataudi, Haryana."
- Complete the online application with business and personal details.
- Upload required documents (MSME registration, ITR, bank statements).
- Compare offers from Pataudi lenders like SBI and HDFC Bank.
- Get approval and funds disbursed within 7–10 days in Pataudi.
Loan Eligibility for MSME Loan in Pataudi
Check your eligibility for an MSME loan in Pataudi with Loanpao’s tool:
- Confirm MSME registration in Pataudi.
- Verify business vintage (minimum 2 years).
- Check annual turnover (minimum ₹10 lakh).
- Provide Pataudi address proof.
- Check credit score (preferably above 700).
Loanpao will assess your eligibility and suggest the best MSME loan offers in Pataudi.
Check Eligibility NowTrack Your MSME Loan Application in Pataudi
Loanpao provides a seamless tracker for your MSME loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Pataudi.
- Contact Loanpao support for assistance with delays in Pataudi.
MSME Loan Comparison in Pataudi
Compare MSME loan offers from top lenders in Pataudi:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8.5% p.a. | Up to ₹50 lakh | Up to 7 years | 0.5% of loan amount |
| HDFC Bank | 8.75% p.a. | Up to ₹40 lakh | Up to 5 years | 0.6% of loan amount |
| SIDBI | 9.0% p.a. | Up to ₹30 lakh | Up to 6 years | 0.4% of loan amount |
Frequently Asked Questions
An MSME loan provides funding for micro, small, and medium enterprises in Pataudi to support expansion, equipment purchase, or working capital.
Yes, loans up to ₹10 lakh can be collateral-free under CGTMSE schemes.
MSME loans in Pataudi are disbursed within 7–10 days after approval.
Up to ₹50 lakh, based on business turnover, credit score, and lender policies.
Yes, most lenders allow prepayment with minimal or no charges after 6–12 months.