Overview of Mortgage Loan in Pataudi, Haryana
Mortgage loans in Pataudi, Haryana, allow residents to secure funds by pledging residential or commercial property, ideal for business expansion, personal needs, or debt consolidation. In 2025, these loans offer amounts up to ₹40 lakh with interest rates starting at 9.0% p.a. Lenders like SBI, ICICI Bank, and Axis Bank provide tenures up to 15 years. Loanpao helps Pataudi residents compare mortgage loan offers, check eligibility, and apply online for quick approval.
Eligibility Criteria for Mortgage Loan in Pataudi
| Criteria | Details |
|---|---|
| Age | 21–65 years |
| Income | Minimum ₹25,000/month (salaried) or ₹3 lakh/year (self-employed) |
| Residence | Valid Pataudi address proof |
| Credit Score | Preferably above 700 |
| Property | Clear title, residential or commercial property in Pataudi |
Documents Required for Mortgage Loan in Pataudi
- Identity Proof: Aadhaar, PAN Card, or Voter ID.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Pataudi address).
- Income Proof: Salary slips (last 3 months), ITR (last 2 years).
- Property Documents: Title deed, sale agreement, property tax receipts.
- Bank Statement: Last 6 months’ bank statements.
Benefits of Mortgage Loan in Pataudi
- Loan amounts up to ₹40 lakh for personal or business needs in Pataudi.
- Competitive interest rates starting at 9.0% p.a. in 2025.
- Flexible tenures up to 15 years for affordable EMIs.
- Quick disbursal within 7–10 days after property verification.
- Use for business expansion, debt consolidation, or personal expenses.
Factors Affecting Mortgage Loan in Pataudi
Property Value
Loan amount is based on the market value of the property in Pataudi.
Income Stability
Consistent income ensures higher loan eligibility and better terms.
Interest Rate
Rates range from 9.0% to 11.0% p.a., based on credit score and lender.
Credit Score
Scores above 700 improve approval chances and lower rates.
How to Apply for a Mortgage Loan in Pataudi
Follow these steps to apply for a mortgage loan in Pataudi through Loanpao:
- Visit loanpao.in and select "Mortgage Loan in Pataudi, Haryana."
- Complete the online application with personal and income details.
- Upload required documents (Aadhaar, income proof, property papers).
- Compare offers from Pataudi lenders like SBI and ICICI Bank.
- Get approval and funds disbursed within 7–10 days in Pataudi.
Loan Eligibility for Mortgage Loan in Pataudi
Check your eligibility for a mortgage loan in Pataudi with Loanpao’s tool:
- Confirm age (21–65 years).
- Verify income (₹25,000/month salaried or ₹3 lakh/year self-employed).
- Provide Pataudi address proof.
- Check credit score (preferably above 700).
- Ensure clear title for the property in Pataudi.
Loanpao will assess your eligibility and suggest the best mortgage loan offers in Pataudi.
Check Eligibility NowTrack Your Mortgage Loan Application in Pataudi
Loanpao provides a seamless tracker for your mortgage loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Pataudi.
- Contact Loanpao support for assistance with delays in Pataudi.
Mortgage Loan Comparison in Pataudi
Compare mortgage loan offers from top lenders in Pataudi:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 9.0% p.a. | Up to ₹40 lakh | Up to 15 years | 0.5% of loan amount |
| ICICI Bank | 9.25% p.a. | Up to ₹35 lakh | Up to 12 years | 0.75% of loan amount |
| Axis Bank | 9.5% p.a. | Up to ₹30 lakh | Up to 10 years | 1.0% of loan amount |
Frequently Asked Questions
Business expansion, personal needs, or debt consolidation in Pataudi.
Mortgage loans in Pataudi are disbursed within 7–10 days after property verification.
Up to ₹40 lakh, based on property value, income, and credit score.
Yes, a residential or commercial property in Pataudi serves as collateral.
Possible, but scores below 700 may result in higher rates or stricter terms.