Overview of Home Loan in Pataudi, Haryana
Home loans in Pataudi, Haryana, help residents purchase or construct residential properties, with loan amounts up to ₹50 lakh and interest rates starting at 8.5% p.a. in 2025. Lenders like SBI, HDFC Bank, and PNB Housing Finance offer tenures up to 20 years, making EMIs affordable. Loanpao provides a platform to compare home loan offers, check eligibility, and apply online for quick approval in Pataudi.
Eligibility Criteria for Home Loan in Pataudi
| Criteria | Details |
|---|---|
| Age | 21–65 years |
| Income | Minimum ₹20,000/month (salaried) or ₹3 lakh/year (self-employed) |
| Residence | Valid Pataudi address proof |
| Credit Score | Preferably above 700 |
| Employment | Salaried or self-employed with stable income |
Documents Required for Home Loan in Pataudi
- Identity Proof: Aadhaar, PAN Card, or Voter ID.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Pataudi address).
- Income Proof: Salary slips (last 3 months), ITR (last 2 years).
- Property Documents: Sale agreement, title deed, or approved plan.
- Bank Statement: Last 6 months’ bank statements.
Benefits of Home Loan in Pataudi
- Loan amounts up to ₹50 lakh for home purchase or construction in Pataudi.
- Competitive interest rates starting at 8.5% p.a. in 2025.
- Flexible tenures up to 20 years for affordable EMIs.
- Tax benefits under Section 24 and 80C of the Income Tax Act.
- Quick disbursal within 7–15 days in Pataudi.
Factors Affecting Home Loan in Pataudi
Income Stability
Consistent income ensures higher loan eligibility and better terms.
Interest Rate
Rates range from 8.5% to 10% p.a., based on credit score and lender.
Credit Score
Scores above 700 improve approval chances and lower rates.
Property Value
Loan amount depends on the market value of the property in Pataudi.
How to Apply for a Home Loan in Pataudi
Follow these steps to apply for a home loan in Pataudi through Loanpao:
- Visit loanpao.in and select "Home Loan in Pataudi, Haryana."
- Complete the online application with personal and income details.
- Upload required documents (Aadhaar, income proof, property papers).
- Compare offers from Pataudi lenders like SBI and HDFC Bank.
- Get approval and funds disbursed within 7–15 days in Pataudi.
Loan Eligibility for Home Loan in Pataudi
Check your eligibility for a home loan in Pataudi with Loanpao’s tool:
- Confirm age (21–65 years).
- Verify income (₹20,000/month salaried or ₹3 lakh/year self-employed).
- Provide Pataudi address proof.
- Check credit score (preferably above 700).
- Ensure stable employment or business income.
Loanpao will assess your eligibility and suggest the best home loan offers in Pataudi.
Check Eligibility NowTrack Your Home Loan Application in Pataudi
Loanpao provides a seamless tracker for your home loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Pataudi.
- Contact Loanpao support for assistance with delays in Pataudi.
Home Loan Comparison in Pataudi
Compare home loan offers from top lenders in Pataudi:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8.5% p.a. | Up to ₹50 lakh | Up to 20 years | 0.35% of loan amount |
| HDFC Bank | 8.75% p.a. | Up to ₹40 lakh | Up to 15 years | 0.5% of loan amount |
| PNB Housing | 9.0% p.a. | Up to ₹30 lakh | Up to 12 years | 0.75% of loan amount |
Frequently Asked Questions
Purchasing, constructing, or renovating a residential property in Pataudi.
Home loans in Pataudi are disbursed within 7–15 days after approval.
Up to ₹50 lakh, based on income, credit score, and property value.
Yes, the property being financed serves as collateral.
Possible, but scores below 700 may result in higher rates or stricter terms.