Overview of Credit Card Loan in Pataudi, Haryana
Credit card loans in Pataudi, Haryana, provide quick financing against your credit card limit for personal or small business expenses. In 2025, these loans offer amounts up to ₹5 lakh with interest rates starting at 12% p.a. Lenders like SBI, HDFC Bank, and Axis Bank provide tenures up to 3 years. Loanpao helps Pataudi residents compare credit card loan offers, check eligibility, and apply online for instant disbursal.
Eligibility Criteria for Credit Card Loan in Pataudi
| Criteria | Details |
|---|---|
| Age | 21–60 years |
| Credit Card Ownership | Active credit card with minimum 6 months usage |
| Residence | Valid Pataudi address proof |
| Credit Score | Above 650 preferred |
| Income | Minimum ₹15,000/month |
Documents Required for Credit Card Loan in Pataudi
- Identity Proof: Aadhaar, PAN Card.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Pataudi address).
- Credit Card Proof: Recent credit card statement (last 3 months).
- Income Proof: Salary slips or bank statements (last 3 months).
Benefits of Credit Card Loan in Pataudi
- Loan amounts up to ₹5 lakh based on credit card limit.
- Competitive interest rates starting at 12% p.a. in 2025.
- Short tenures up to 3 years for quick repayment.
- Instant disbursal within 24–48 hours in Pataudi.
- No collateral required, only credit card verification.
Factors Affecting Credit Card Loan in Pataudi
Credit Card Limit
Higher limits increase loan eligibility.
Credit Score
Scores above 650 secure better rates.
Repayment History
Consistent credit card payments improve approval.
Income Stability
Stable monthly income enhances loan terms.
How to Apply for a Credit Card Loan in Pataudi
Follow these steps to apply for a credit card loan in Pataudi through Loanpao:
- Visit loanpao.in and select "Credit Card Loan in Pataudi, Haryana."
- Complete the online application with personal and credit card details.
- Upload documents (Aadhaar, credit card statements, income proof).
- Compare offers from Pataudi lenders like SBI and HDFC Bank.
- Get approval and funds disbursed within 24–48 hours in Pataudi.
Loan Eligibility for Credit Card Loan in Pataudi
Check your eligibility for a credit card loan in Pataudi with Loanpao’s tool:
- Confirm age (21–60 years).
- Verify active credit card with 6+ months usage.
- Provide Pataudi address proof.
- Check credit score (preferably above 650).
- Submit income proof (₹15,000/month).
Loanpao will assess your eligibility and suggest the best credit card loan offers in Pataudi.
Check Eligibility NowTrack Your Credit Card Loan Application in Pataudi
Loanpao provides a seamless tracker for your credit card loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Pataudi.
- Contact Loanpao support for assistance with delays in Pataudi.
Credit Card Loan Comparison in Pataudi
Compare credit card loan offers from top lenders in Pataudi:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 12.0% p.a. | Up to ₹5 lakh | Up to 3 years | 1% of loan amount |
| HDFC Bank | 12.5% p.a. | Up to ₹4 lakh | Up to 2.5 years | 1.5% of loan amount |
| Axis Bank | 13.0% p.a. | Up to ₹5 lakh | Up to 3 years | 1.25% of loan amount |
Frequently Asked Questions
A credit card loan provides financing against your credit card limit for personal or small business expenses in Pataudi.
No, credit card loans are unsecured and require only credit card verification.
Funds are disbursed within 24–48 hours after approval in Pataudi.
Up to ₹5 lakh, based on your credit card limit and repayment history.
Yes, prepayment is allowed with no or minimal charges, depending on the lender.