Overview of Car Loan in Pataudi, Haryana
Car loans in Pataudi, Haryana, help you finance the purchase of new or used cars with ease. In 2025, these loans offer amounts up to ₹20 lakh with interest rates starting at 8.5% p.a. Lenders like SBI, HDFC Bank, and ICICI Bank provide tenures up to 7 years. Loanpao helps Pataudi residents compare car loan offers, check eligibility, and apply online for quick approval.
Eligibility Criteria for Car Loan in Pataudi
| Criteria | Details |
|---|---|
| Age | 21–65 years |
| Income | Minimum ₹15,000/month (salaried) or ₹2 lakh/year (self-employed) |
| Residence | Valid Pataudi address proof |
| Credit Score | Preferably above 700 |
| Employment | Minimum 1 year of work experience (salaried) or 2 years (self-employed) |
Documents Required for Car Loan in Pataudi
- Identity Proof: Aadhaar, PAN Card, or Voter ID.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Pataudi address).
- Income Proof: Salary slips (last 3 months), ITR (last 2 years).
- Bank Statement: Last 6 months’ bank statements.
- Car Documents: Proforma invoice, car quotation, or dealer agreement.
Benefits of Car Loan in Pataudi
- Loan amounts up to ₹20 lakh for new or used cars in Pataudi.
- Competitive interest rates starting at 8.5% p.a. in 2025.
- Flexible tenures up to 7 years for affordable EMIs.
- Quick disbursal within 3–5 days after approval.
- Up to 100% financing on the car’s on-road price for eligible applicants.
Factors Affecting Car Loan in Pataudi
Income Stability
Consistent income ensures higher loan eligibility and better terms.
Interest Rate
Rates range from 8.5% to 10.5% p.a., based on credit score and lender.
Credit Score
Scores above 700 improve approval chances and lower rates.
Car Type
New cars often have lower rates than used cars in Pataudi.
How to Apply for a Car Loan in Pataudi
Follow these steps to apply for a car loan in Pataudi through Loanpao:
- Visit loanpao.in and select "Car Loan in Pataudi, Haryana."
- Complete the online application with personal and income details.
- Upload required documents (Aadhaar, income proof, car quotation).
- Compare offers from Pataudi lenders like SBI and HDFC Bank.
- Get approval and funds disbursed within 3–5 days in Pataudi.
Loan Eligibility for Car Loan in Pataudi
Check your eligibility for a car loan in Pataudi with Loanpao’s tool:
- Confirm age (21–65 years).
- Verify income (₹15,000/month salaried or ₹2 lakh/year self-employed).
- Provide Pataudi address proof.
- Check credit score (preferably above 700).
- Confirm employment (1 year salaried or 2 years self-employed).
Loanpao will assess your eligibility and suggest the best car loan offers in Pataudi.
Check Eligibility NowTrack Your Car Loan Application in Pataudi
Loanpao provides a seamless tracker for your car loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Pataudi.
- Contact Loanpao support for assistance with delays in Pataudi.
Car Loan Comparison in Pataudi
Compare car loan offers from top lenders in Pataudi:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8.5% p.a. | Up to ₹20 lakh | Up to 7 years | 0.5% of loan amount |
| HDFC Bank | 8.75% p.a. | Up to ₹15 lakh | Up to 6 years | 0.4% of loan amount |
| ICICI Bank | 8.9% p.a. | Up to ₹18 lakh | Up to 7 years | 0.6% of loan amount |
Frequently Asked Questions
Yes, car loans in Pataudi are available for both new and used cars, though rates may be higher for used cars.
Car loans in Pataudi are disbursed within 3–5 days after approval.
Up to ₹20 lakh, based on income, credit score, and car value.
The car itself acts as collateral for the loan.
Yes, most lenders allow prepayment with minimal or no charges after 6–12 months.