Overview of Industrial Loan in Noida
Industrial loans in Noida support businesses in setting up factories, expanding operations, or upgrading infrastructure in industrial hubs like Sector 63, Greater Noida, and Ecotech. In 2025, lenders like SBI, ICICI Bank, and SIDBI offer industrial loans with interest rates starting at 8.5% p.a. and loan amounts up to ₹50 crore. Loanpao helps Noida-based businesses compare offers, check eligibility, and apply for tailored industrial loans.
Eligibility Criteria for Industrial Loan in Noida
| Criteria | Details |
|---|---|
| Business Type | Manufacturing, processing, or industrial units |
| Business Vintage | Minimum 2 years |
| Annual Turnover | ₹50 lakh or above |
| Credit Score | Minimum 700 (business or promoter) |
| Collateral | Land, machinery, or property (if secured) |
| Location | Registered business in Noida |
Documents Required for Industrial Loan in Noida
- Business Proof: GST registration, Udyam certificate, or company registration.
- Identity Proof: PAN Card, Aadhaar Card of promoters.
- Financials: ITR, balance sheet, profit & loss statement (last 2 years).
- Property Documents: Title deed, NOC, or valuation report (if collateral-based).
- Bank Statement: Last 6 months of business account.
- Project Report: Detailed plan for factory setup or expansion.
Benefits of Industrial Loan in Noida
- Competitive interest rates starting at 8.5% p.a. in 2025.
- High loan amounts up to ₹50 crore for large-scale projects.
- Flexible repayment tenure from 5 to 15 years.
- Support for Noida’s industrial zones like Greater Noida and Ecotech.
- Government-backed schemes like SIDBI’s SMILE for MSMEs.
Factors Affecting Industrial Loan in Noida
Interest Rate
Rates range from 8.5% to 14%, based on credit score, collateral, and lender policies.
Loan Amount
Up to ₹50 crore, depending on project size and financials.
Credit Score
A score above 700 ensures better terms and faster approval.
Collateral
Secured loans require property or machinery, reducing interest rates.
How to Apply for an Industrial Loan in Noida
Follow these steps to apply for an industrial loan in Noida through Loanpao:
- Visit loanpao.in and select "Industrial Loan in Noida."
- Complete the online application with business and project details.
- Upload required documents (financials, property papers).
- Submit the application and get approval within 3-5 days.
- Receive funds in your business account post-verification.
Loan Eligibility for Industrial Loan in Noida
Check your eligibility for an industrial loan in Noida with Loanpao’s eligibility tool:
- Enter business details (turnover, vintage, credit score).
- Provide Noida address for localized offers.
- Upload financials for instant verification.
Loanpao will assess your eligibility and suggest the best industrial loan offers in Noida.
Check Eligibility NowTrack Your Industrial Loan Application in Noida
Loanpao provides a seamless tracker for your industrial loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates (e.g., verification, approved, disbursed).
- Receive notifications for disbursal updates in Noida.
- Contact Loanpao support for assistance with delays.
Industrial Loan Comparison in Noida
Compare industrial loan offers from top lenders in Noida:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8.5% p.a. | Up to ₹50 crore | 5 to 15 years | Up to 1% of loan amount |
| ICICI Bank | 9% p.a. | Up to ₹25 crore | 5 to 12 years | Up to 1.5% of loan amount |
| SIDBI | 8.75% p.a. | Up to ₹10 crore | 3 to 10 years | Up to 1% of loan amount |
Frequently Asked Questions
An industrial loan is financing for Noida-based businesses to set up factories, expand operations, or upgrade infrastructure.
Interest rates start at 8.5% p.a., depending on the lender and credit profile.
Approval typically takes 3-5 days, with disbursal within 7-10 days post-verification.
Secured loans require collateral like property or machinery, but unsecured options may be available.
Loan amounts can go up to ₹50 crore, depending on project size and financials.
Yes, most lenders allow early repayment with minimal or no prepayment charges.
Top lenders include SBI, ICICI Bank, and SIDBI in Noida.
Yes, Loanpao offers a fully online application process for industrial loans in Noida.
Processing fees range from 1% to 1.5% of the loan amount, depending on the lender.
Yes, schemes like SIDBI’s SMILE and MUDRA are available for MSMEs in Noida.