Gold Loan in Manesar 2025

Overview of Gold Loan in Manesar

A gold loan in Manesar provides quick funds by pledging gold ornaments or coins as collateral. In 2025, lenders like Muthoot Finance, SBI, and HDFC Bank offer gold loans in Manesar with interest rates starting at 7.5% per annum. Loanpao helps you compare offers, check eligibility, and apply seamlessly for a gold loan tailored to your financial needs in Manesar.

Eligibility Criteria for Gold Loan in Manesar

Documents Required for Gold Loan in Manesar

• Identity Proof: Aadhaar Card, PAN Card, or Passport.
• Address Proof: Utility bill, Aadhaar, or Rental Agreement (Manesar address).
• Gold Ownership Proof: Purchase receipt (if available).
• Photographs: 2 passport-sized photographs.

Benefits of Gold Loan in Manesar

• Low interest rates starting at 7.5% per annum in 2025.
• Loan amounts up to ₹1 crore based on gold value.
• Quick disbursal within 1-2 hours in Manesar.
• Flexible repayment tenure of 3 months to 3 years.
• No credit score requirement for approval.

Factors Affecting Gold Loan in Manesar

Interest Rate

Rates range from 7.5% to 12%, depending on the lender and loan-to-value ratio.

Loan Amount

Up to 75% of the gold’s market value, capped at ₹1 crore in Manesar.

Gold Purity

18 to 22 carat gold qualifies; higher purity yields better terms.

Market Gold Price

Loan amount fluctuates with gold market rates in Manesar.

How to Apply for a Gold Loan in Manesar

Follow these steps to apply for a gold loan in Manesar through Loanpao:

1. Visit loanpao.in and select "Gold Loan in Manesar."
2. Fill out the online application form with your details (name, Manesar address).
3. Upload required documents (Aadhaar, address proof).
4. Visit a lender’s branch in Manesar for gold valuation.
5. Get approval and funds disbursed within 1-2 hours.

Loan Eligibility for Gold Loan in Manesar

Check your eligibility for a gold loan in Manesar with Loanpao’s eligibility tool:

• Confirm you are aged 21 to 70 years.
• Verify ownership of 18 to 22 carat gold.
• Provide a valid Manesar address.
• Check estimated loan amount based on gold weight and purity.

Loanpao will instantly assess your eligibility and suggest the best gold loan offers in Manesar.

Track Your Gold Loan Application in Manesar

Loanpao provides a seamless tracker for your gold loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on your application status (e.g., under review, gold valuation, disbursed).
• Receive notifications for disbursal updates in Manesar.
• Contact Loanpao support for assistance with delays in Manesar.

Gold Loan Comparison in Manesar

Compare gold loan offers from top lenders in Manesar:

Frequently Asked Questions

Related Pages