Overview of Gold Loan in Jewar
Gold loans in Jewar offer a quick and secure way to access funds by pledging gold jewellery. Ideal for emergencies or short-term needs, these loans provide up to ₹50 lakh with interest rates starting at 7.5% p.a. in 2025. Loanpao partners with trusted lenders like Muthoot Finance, Manappuram Finance, and SBI for same-day disbursals in Jewar.
Eligibility Criteria for Gold Loan in Jewar
| Criteria | Details |
|---|---|
| Applicant Age | 21–70 years |
| Gold Purity | 18–24 carat gold jewellery |
| Loan Amount | ₹5,000 to ₹50 lakh, based on gold value |
| Credit Score | Not required |
| Collateral | Gold jewellery only |
| Residency | Resident of Jewar or nearby areas |
Documents Required for Gold Loan in Jewar
- Identity Proof: Aadhaar, PAN Card, or Passport.
- Address Proof: Utility bill, Aadhaar, or rental agreement.
- Photograph: Recent passport-size photograph.
- Gold Details: Jewellery ownership proof (if available).
Benefits of Gold Loan in Jewar
- Low interest rates starting at 7.5% p.a. in 2025.
- Quick disbursal within hours of gold valuation.
- Loans up to ₹50 lakh based on gold weight and purity.
- Minimal documentation with no credit score check.
- Flexible repayment tenures from 3 months to 3 years.
Factors Affecting Gold Loan in Jewar
Gold Purity
Higher purity (22–24 carat) yields higher loan amounts.
Gold Weight
Loan amount is proportional to the weight of pledged gold.
Market Gold Price
Loan value fluctuates with daily gold rates.
Lender Policies
LTV (Loan-to-Value) ratios vary, typically 60–75% of gold value.
How to Apply for a Gold Loan in Jewar
Follow these steps to apply for a gold loan in Jewar through Loanpao:
- Visit loanpao.in and select "Gold Loan in Jewar."
- Fill out the application with personal details.
- Upload identity and address proof.
- Visit the lender’s branch in Jewar for gold valuation.
- Receive funds within hours after gold appraisal.
Loan Eligibility for Gold Loan in Jewar
Check your eligibility for a gold loan in Jewar with Loanpao’s tool:
- Enter applicant details (age, residency).
- Specify gold details (weight, purity).
- Receive instant loan amount estimates based on current gold rates.
- Compare offers from top lenders in Jewar.
Loanpao ensures the best gold loan deals in Jewar.
Check Eligibility NowTrack Your Gold Loan Application in Jewar
Loanpao provides a seamless tracker for your gold loan application:
- Enter your application ID on the Loanpao Tracker page.
- View real-time status (e.g., gold valuation, approved, disbursed).
- Receive notifications for fund disbursal in Jewar.
- Contact Loanpao support for assistance with delays.
Gold Loan Comparison in Jewar
Compare gold loan offers from top lenders in Jewar:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Muthoot Finance | 7.5% p.a. | Up to ₹50 lakh | 3 months–3 years | 0.25% of loan amount |
| Manappuram Finance | 8% p.a. | Up to ₹40 lakh | 3 months–2 years | 0.5% of loan amount |
| SBI | 8.5% p.a. | Up to ₹30 lakh | 6 months–3 years | 0.75% of loan amount |
Frequently Asked Questions
Up to ₹50 lakh, depending on the weight, purity, and market value of the gold.
No, gold loans do not require a credit score as they are secured by gold jewellery.
Funds are disbursed within hours after gold valuation and document verification.
The lender may auction the pledged gold to recover the loan amount, per RBI guidelines.
Yes, most lenders allow prepayment with no or minimal charges, subject to their terms.
Yes, reputed lenders store gold in secure vaults with insurance, ensuring safety.