Overview of Agricultural Loan in Jewar
Agricultural loans in Jewar support farmers with funds for crop cultivation, equipment purchase, or livestock management. In 2025, access loans up to ₹50 lakh with interest rates starting at 7% p.a. Loanpao connects you with lenders like SBI, NABARD, and regional banks for tailored agricultural financing in Jewar.
Eligibility Criteria for Agricultural Loan in Jewar
| Criteria | Details |
|---|---|
| Applicant Type | Farmers, agricultural cooperatives, or agribusiness owners |
| Land Ownership | Owned or leased agricultural land |
| Credit Score | 650+ preferred (not mandatory for KCC) |
| Loan Amount | Up to ₹50 lakh, based on land value and project |
| Collateral | Optional (land or crop hypothecation for larger loans) |
| Residency | Resident of Jewar or nearby rural areas |
Documents Required for Agricultural Loan in Jewar
- Identity Proof: Aadhaar, PAN Card, or Voter ID.
- Address Proof: Aadhaar, Utility Bill, or Ration Card.
- Land Documents: Land deed, 7/12 extract, or lease agreement.
- Income Proof: Crop yield records or ITR (if applicable).
- Bank Statements: Last 6 months of primary account.
- Project Report: Farming plan for loans above ₹10 lakh.
Benefits of Agricultural Loan in Jewar
- Low interest rates starting at 7% p.a. in 2025.
- Loans up to ₹50 lakh for farming and allied activities.
- Flexible tenures from 1 to 5 years (extendable for KCC).
- Subsidies available under schemes like PM Kisan or KCC.
- Fast processing within 7–10 days via Loanpao.
Factors Affecting Agricultural Loan in Jewar
Land Value
Higher land value or productivity secures larger loans.
Credit History
Good repayment history improves terms, though not mandatory.
Project Viability
Detailed farming plans increase approval chances.
Government Schemes
Eligibility for schemes like KCC or PM Kisan lowers rates.
How to Apply for an Agricultural Loan in Jewar
Follow these steps to apply for an agricultural loan in Jewar through Loanpao:
- Visit loanpao.in and select "Agricultural Loan in Jewar."
- Enter farming details and loan requirements.
- Upload identity, land, and income documents.
- Choose a lender (e.g., SBI, NABARD) and submit the application.
- Receive funds within 7–10 days after approval.
Loan Eligibility for Agricultural Loan in Jewar
Check your eligibility for an agricultural loan in Jewar with Loanpao’s tool:
- Enter land details, farming type, and income.
- Specify loan purpose (e.g., crop, equipment, livestock).
- Receive instant loan amount and rate estimates.
- Compare offers from top lenders in Jewar.
Loanpao simplifies agricultural financing for farmers in Jewar.
Check Eligibility NowTrack Your Agricultural Loan Application in Jewar
Loanpao offers a seamless tracker for your agricultural loan application:
- Enter your application ID on the Loanpao Tracker page.
- View real-time status (e.g., document verification, approved, disbursed).
- Receive notifications for fund disbursal in Jewar.
- Contact Loanpao support for assistance with delays.
Agricultural Loan Comparison in Jewar
Compare agricultural loan offers from top lenders in Jewar:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI (KCC) | 7% p.a. | Up to ₹50 lakh | 1–5 years | 0.5% of loan amount |
| NABARD | 7.5% p.a. | Up to ₹40 lakh | 1–4 years | 0.75% of loan amount |
| HDFC Bank | 8% p.a. | Up to ₹30 lakh | 1–3 years | 1% of loan amount |
Frequently Asked Questions
An agricultural loan provides funds for farming activities like crop cultivation, equipment, or livestock management.
Yes, leased land or tenant farmers may qualify with proper documentation.
Processing typically takes 7–10 days, depending on document verification.
Yes, schemes like KCC or PM Kisan offer subsidies or interest subvention.
Tenures range from 1 to 5 years, extendable for Kisan Credit Card loans.
Defaulting may lead to penalties, credit score damage, or land seizure (if secured), per RBI guidelines.