Overview of Project Loan in Gurugram
Project loans in Gurugram provide financing for large-scale business ventures, infrastructure projects, or industrial expansions. In 2025, lenders like HDFC Bank, Axis Bank, and SBI offer project loans in Gurugram with interest rates starting at 10% p.a. Loanpao helps you compare offers, check eligibility, and apply for project loans tailored to Gurugram’s industrial and commercial hubs like IMT Manesar and Sector 44.
Eligibility Criteria for Project Loan in Gurugram
| Criteria | Details |
|---|---|
| Business Type | Private limited company, partnership, or LLP |
| Residency | Business registered in Gurugram |
| Business Vintage | Minimum 3 years of operation |
| Turnover | Minimum ₹1 crore annually |
| Credit Score | Minimum 750 |
| Collateral | Project assets, property, or other securities |
Documents Required for Project Loan in Gurugram
- Identity Proof: Aadhaar Card, PAN Card, or Passport of directors/partners.
- Address Proof: Utility bill or GST certificate (Gurugram address).
- Business Proof: Company registration, GST registration, or partnership deed.
- Financials: Audited balance sheets and ITR for 3 years.
- Bank Statements: Last 12 months of business account.
- Project Details: Detailed project report (DPR) and cost estimates.
Benefits of Project Loan in Gurugram
- Competitive interest rates starting at 10% p.a. in 2025.
- Loan amounts up to ₹50 crore for large-scale projects.
- Flexible repayment tenure from 3 to 15 years.
- Fast approval within 15-30 days from top lenders.
- Tax benefits on interest paid under Section 36(1)(iii).
Factors Affecting Project Loan in Gurugram
Interest Rate
Rates range from 10% to 16%, based on credit profile and project viability.
Loan Amount
Up to 70% of project cost or collateral value.
Credit Score
A score above 750 ensures better terms and approval.
Project Viability
A strong DPR and revenue projections enhance eligibility.
How to Apply for a Project Loan in Gurugram
Follow these steps to apply for a project loan in Gurugram through Loanpao:
- Visit loanpao.in and select "Project Loan in Gurugram."
- Fill out the online application with business and project details.
- Upload required documents (ID, financials, DPR).
- Submit the application and get approval within 72 hours.
- Receive funds within 15-30 days after verification.
Loan Eligibility for Project Loan in Gurugram
Check your eligibility for a project loan in Gurugram with Loanpao’s eligibility tool:
- Enter business details (turnover, vintage).
- Provide Gurugram business address for localized offers.
- Submit project details (scope, cost, timeline).
Loanpao will instantly assess your eligibility and suggest the best project loan offers in Gurugram.
Check Eligibility NowTrack Your Project Loan Application in Gurugram
Loanpao provides a seamless tracker for your project loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on your application status (e.g., verification, approved, disbursed).
- Receive notifications for disbursal updates in Gurugram.
- Contact Loanpao support for assistance with delays in Gurugram.
Project Loan Comparison in Gurugram
Compare project loan offers from top lenders in Gurugram:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| HDFC Bank | 10% p.a. | Up to ₹50 crore | 3 to 15 years | 1% of loan amount |
| Axis Bank | 11% p.a. | Up to ₹30 crore | 3 to 12 years | 1.25% of loan amount |
| SBI | 10.5% p.a. | Up to ₹40 crore | 3 to 10 years | 0.75% of loan amount |
Frequently Asked Questions
A project loan is financing for large-scale business ventures or infrastructure projects in Gurugram, such as factories or commercial developments.
Interest rates start at 10% p.a., depending on the lender and project viability.
Project loans are typically disbursed within 15-30 days after approval in Gurugram.
Yes, a minimum credit score of 750 is typically required.
Loan amounts can go up to ₹50 crore, depending on the project and lender.
Yes, most lenders allow early repayment with minimal prepayment charges.
Yes, collateral like project assets or property is required for most project loans.
Top lenders include HDFC Bank, Axis Bank, and SBI in Gurugram.
Yes, Loanpao offers an online application process for project loans in Gurugram.
Processing fees range from 0.75% to 1.25% of the loan amount, depending on the lender.