Overview of Industrial Loan in Gurugram
Industrial loans in Gurugram support businesses in setting up factories, purchasing machinery, or expanding industrial operations. In 2025, lenders like SBI, HDFC Bank, and SIDBI offer industrial loans in Gurugram with interest rates starting at 8% p.a. Loanpao helps you compare offers, check eligibility, and apply for industrial loans tailored to Gurugram’s thriving industrial hubs like IMT Manesar and Udyog Vihar.
Eligibility Criteria for Industrial Loan in Gurugram
| Criteria | Details |
|---|---|
| Business Type | Manufacturing, processing, or industrial units |
| Residency | Business registered in Gurugram with valid address proof |
| Business Vintage | Minimum 3 years of operation |
| Revenue | Minimum annual turnover of ₹50 lakh |
| Credit Score | Minimum 700 (business or promoter) |
| Collateral | Property, machinery, or fixed assets (if secured loan) |
Documents Required for Industrial Loan in Gurugram
- Business Proof: GST registration, Udyog Aadhaar, or Shop Act License.
- Identity Proof: Aadhaar Card, PAN Card of promoters.
- Address Proof: Utility bill or Rental Agreement (Gurugram address).
- Financials: ITR, balance sheet, and profit & loss statement (2 years).
- Bank Statements: Last 12 months of business account.
- Project Report: Detailed plan for factory setup or expansion.
Benefits of Industrial Loan in Gurugram
- Competitive interest rates starting at 8% p.a. in 2025.
- Loan amounts up to ₹50 crore for large-scale projects.
- Fast disbursal within 7-15 days from lenders like SIDBI in Gurugram.
- Flexible repayment tenure up to 15 years.
- Support for both secured and unsecured loans.
Factors Affecting Industrial Loan in Gurugram
Interest Rate
Rates range from 8% to 12%, depending on credit profile and collateral.
Loan Amount
Up to 75% of project cost or collateral value.
Credit Score
A score above 700 ensures better rates and approval.
Business Financials
Strong revenue and profitability increase loan eligibility.
How to Apply for an Industrial Loan in Gurugram
Follow these steps to apply for an industrial loan in Gurugram through Loanpao:
- Visit loanpao.in and select "Industrial Loan in Gurugram."
- Fill out the online application with business and project details.
- Upload required documents (GST, financials, project report).
- Submit the application and get lender approval within 48 hours.
- Get funds disbursed within 7-15 days after verification.
Loan Eligibility for Industrial Loan in Gurugram
Check your eligibility for an industrial loan in Gurugram with Loanpao’s eligibility tool:
- Enter business details (turnover, years of operation).
- Provide Gurugram address for localized offers.
- Specify project cost and collateral details.
Loanpao will instantly assess your eligibility and suggest the best industrial loan offers in Gurugram.
Check Eligibility NowTrack Your Industrial Loan Application in Gurugram
Loanpao provides a seamless tracker for your industrial loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on your application status (e.g., verification, approved, disbursed).
- Receive notifications for disbursal updates in Gurugram.
- Contact Loanpao support for assistance with delays in Gurugram.
Industrial Loan Comparison in Gurugram
Compare industrial loan offers from top lenders in Gurugram:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8% p.a. | Up to ₹50 crore | Up to 15 years | 0.5% of loan amount |
| HDFC Bank | 8.5% p.a. | Up to ₹25 crore | Up to 10 years | 0.75% of loan amount |
| SIDBI | 9% p.a. | Up to ₹20 crore | Up to 12 years | 1% of loan amount |
Frequently Asked Questions
An industrial loan funds factory setup, machinery purchase, or expansion for manufacturing units in Gurugram.
Interest rates start at 8% p.a., depending on the lender and loan terms.
Industrial loans are typically disbursed within 7-15 days after approval in Gurugram.
Yes, a minimum credit score of 700 is typically required for the business or promoter.
Loan amounts can go up to ₹50 crore, depending on the project and lender.
Yes, most lenders allow early repayment with minimal prepayment charges.
Collateral is required for secured loans but may not be needed for unsecured options.
Top lenders include SBI, HDFC Bank, and SIDBI in Gurugram.
Yes, Loanpao offers an online application process for industrial loans in Gurugram.
Processing fees range from 0.5% to 1% of the loan amount, depending on the lender.