Overview of Corporate Loan in Gurugram
Corporate loans in Gurugram provide large-scale financing for businesses to fund expansion, working capital, or infrastructure projects. In 2025, top lenders like ICICI Bank, HDFC Bank, and Axis Bank offer corporate loans in Gurugram with interest rates starting at 8.75% p.a. Loanpao helps you compare offers, check eligibility, and apply for corporate loans tailored to Gurugram’s corporate hubs like Cyber City and Golf Course Road.
Eligibility Criteria for Corporate Loan in Gurugram
| Criteria | Details |
|---|---|
| Business Type | Private limited companies, public limited companies, or LLPs |
| Residency | Business registered in Gurugram with valid address proof |
| Business Vintage | Minimum 5 years of operation |
| Revenue | Minimum annual turnover of ₹1 crore |
| Credit Score | Minimum 700 (business or promoter) |
| Collateral | Property, fixed assets, or securities (if secured loan) |
Documents Required for Corporate Loan in Gurugram
- Business Proof: Certificate of Incorporation, GST registration, or PAN of the company.
- Identity Proof: Aadhaar Card, PAN Card of directors.
- Address Proof: Utility bill or Rental Agreement (Gurugram address).
- Financials: Audited balance sheet, profit & loss statement (3 years).
- Bank Statements: Last 12 months of business account.
- Project Report: Detailed plan for expansion or working capital needs.
Benefits of Corporate Loan in Gurugram
- Competitive interest rates starting at 8.75% p.a. in 2025.
- High loan amounts up to ₹100 crore for large projects.
- Fast disbursal within 10-20 days from lenders like ICICI Bank.
- Flexible repayment tenure up to 15 years.
- Customized solutions for working capital or infrastructure financing.
Factors Affecting Corporate Loan in Gurugram
Interest Rate
Rates range from 8.75% to 13%, based on credit profile and loan type.
Loan Amount
Up to 80% of project cost or collateral value.
Credit Score
A score above 700 ensures better rates and approval.
Financial Health
Strong revenue and debt-to-equity ratio improve eligibility.
How to Apply for a Corporate Loan in Gurugram
Follow these steps to apply for a corporate loan in Gurugram through Loanpao:
- Visit loanpao.in and select "Corporate Loan in Gurugram."
- Fill out the online application with business and project details.
- Upload required documents (financials, GST, project report).
- Submit the application and get lender approval within 72 hours.
- Get funds disbursed within 10-20 days after verification.
Loan Eligibility for Corporate Loan in Gurugram
Check your eligibility for a corporate loan in Gurugram with Loanpao’s eligibility tool:
- Enter business details (turnover, years of operation).
- Provide Gurugram address for localized offers.
- Specify project cost and collateral details.
Loanpao will instantly assess your eligibility and suggest the best corporate loan offers in Gurugram.
Check Eligibility NowTrack Your Corporate Loan Application in Gurugram
Loanpao provides a seamless tracker for your corporate loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on your application status (e.g., verification, approved, disbursed).
- Receive notifications for disbursal updates in Gurugram.
- Contact Loanpao support for assistance with delays in Gurugram.
Corporate Loan Comparison in Gurugram
Compare corporate loan offers from top lenders in Gurugram:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| ICICI Bank | 8.75% p.a. | Up to ₹100 crore | Up to 15 years | 0.5% of loan amount |
| HDFC Bank | 9% p.a. | Up to ₹75 crore | Up to 12 years | 0.75% of loan amount |
| Axis Bank | 9.25% p.a. | Up to ₹50 crore | Up to 10 years | 1% of loan amount |
Frequently Asked Questions
A corporate loan provides large-scale financing for businesses in Gurugram for expansion, working capital, or infrastructure projects.
Interest rates start at 8.75% p.a., depending on the lender and loan terms.
Corporate loans are typically disbursed within 10-20 days after approval in Gurugram.
Yes, a minimum credit score of 700 is typically required for the business or promoter.
Loan amounts can go up to ₹100 crore, depending on the project and lender.
Yes, most lenders allow early repayment with minimal prepayment charges.
Collateral is required for secured loans but may not be needed for unsecured options.
Top lenders include ICICI Bank, HDFC Bank, and Axis Bank in Gurugram.
Yes, Loanpao offers an online application process for corporate loans in Gurugram.
Processing fees range from 0.5% to 1% of the loan amount, depending on the lender.