Overview of Project Loan in Greater Noida
Project loans in Greater Noida for 2025 provide financing for large-scale business initiatives, such as infrastructure, manufacturing, or real estate projects. Loanpao connects you with top lenders like HDFC Bank, SBI, and IDFC First Bank, offering loans up to ₹50 crore at interest rates starting at 8.5% p.a. with tenures up to 15 years.
Eligibility Criteria for Project Loan in Greater Noida
| Criteria | Details |
|---|---|
| Business Type | Private limited company, partnership, or LLP |
| Business Vintage | Minimum 5 years of operation |
| Annual Turnover | Minimum ₹1 crore (varies by lender) |
| Credit Score | Minimum 750; higher scores improve terms |
| Residence | Business registered in Greater Noida |
Documents Required for Project Loan in Greater Noida
- Identity Proof: Aadhaar, PAN Card, or Passport of business owner/directors.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Greater Noida address).
- Business Proof: Company registration, GST certificate, or partnership deed.
- Financial Documents: ITR, balance sheet, profit & loss statement (last 3 years).
- Bank Statements: Last 12 months’ business bank statements.
- Project Report: Detailed project plan, cost estimates, and revenue projections.
- Collateral Documents: Property papers or asset details (if applicable).
- Photograph: Recent passport-size photograph of the owner/directors.
Benefits of Project Loan in Greater Noida
- Loan amounts up to ₹50 crore for large-scale projects.
- Competitive interest rates starting at 8.5% p.a. in 2025.
- Long repayment tenures up to 15 years for flexibility.
- Collateral options include project assets or property.
- Disbursal within 15–30 days post-approval.
Factors Affecting Project Loan in Greater Noida
Interest Rate
Rates range from 8.5% to 14% p.a., based on credit score, project viability, and collateral.
Loan Amount
Up to ₹50 crore, depending on project cost and business financials.
Credit Score
A score above 750 ensures better rates; lower scores may increase collateral requirements.
Project Viability
A detailed project report with strong revenue projections improves approval chances.
How to Apply for a Project Loan in Greater Noida
Follow these steps to apply for a project loan in Greater Noida through Loanpao:
- Visit loanpao.in and select "Project Loan in Greater Noida."
- Fill out the online application form with details (business name, Greater Noida address, turnover).
- Upload required documents (Aadhaar, financials, project report).
- Compare offers from top Greater Noida lenders like HDFC Bank, SBI, and IDFC First Bank.
- Get approval and funds disbursed within 15–30 days in Greater Noida.
Loan Eligibility for Project Loan in Greater Noida
Check your eligibility for a project loan in Greater Noida with Loanpao’s tool:
- Enter business details (minimum ₹1 crore turnover).
- Provide credit score (preferably above 750).
- Specify business vintage (minimum 5 years).
- Include Greater Noida address and project details.
Loanpao will assess your eligibility and suggest the best project loan offers in Greater Noida.
Check Eligibility NowTrack Your Project Loan Application in Greater Noida
Loanpao provides a seamless tracker for your project loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Greater Noida.
- Contact Loanpao support for assistance with delays in Greater Noida.
Project Loan Comparison in Greater Noida
Compare project loan offers from top lenders in Greater Noida:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| HDFC Bank | 8.50% p.a. | Up to ₹50 crore | Up to 15 years | 0.75% of loan amount |
| SBI | 8.75% p.a. | Up to ₹25 crore | Up to 12 years | 1% of loan amount |
| IDFC First Bank | 9.00% p.a. | Up to ₹20 crore | Up to 10 years | 0.5% of loan amount |
Frequently Asked Questions
The minimum annual turnover is ₹1 crore, though requirements vary by lender in Greater Noida.
Project loans in Greater Noida are disbursed within 15–30 days after approval.
Collateral, such as project assets or property, is often required, depending on the lender.
New businesses with less than 5 years of operation may face challenges but can apply with strong project reports and collateral.
Missing an EMI may incur penalties, impact your credit score, or lead to seizure of collateral.