Overview of Mortgage Loan in Greater Noida
Greater Noida’s booming real estate and industrial sectors make mortgage loans (loans against property) a popular financing option in 2025. These loans allow residents to unlock funds by leveraging residential or commercial properties for personal or business needs. Loanpao connects Greater Noida borrowers with lenders like Bajaj Finance, HDFC, and Kotak Mahindra, offering loans up to ₹10 crore at interest rates starting at 9% p.a. with tenures up to 15 years.
Eligibility Criteria for Mortgage Loan in Greater Noida
| Criteria | Details |
|---|---|
| Age | 25 to 70 years |
| Employment | Salaried, self-employed, or business owners |
| Income | Minimum ₹30,000/month (salaried) or ₹4 lakh/year (self-employed) |
| Credit Score | Minimum 700; higher scores improve terms |
| Property | Clear title, approved property in Greater Noida |
Documents Required for Mortgage Loan in Greater Noida
- Identity Proof: Aadhaar, PAN Card, Passport, or Voter ID.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Greater Noida address).
- Income Proof: Salary slips (last 3 months), ITR (last 3 years), or bank statements (last 6 months).
- Property Documents: Title deed, sale deed, property tax receipts, or approved plan.
- Photograph: Recent passport-size photograph.
Benefits of Mortgage Loan in Greater Noida
- Loan amounts up to ₹10 crore based on property value.
- Competitive interest rates starting at 9% p.a. in 2025.
- Flexible repayment tenures up to 15 years.
- Use funds for business expansion, education, or personal needs.
- Quick disbursal within 10–15 days post-approval.
Factors Affecting Mortgage Loan in Greater Noida
Interest Rate
Rates range from 9% to 12% p.a., based on credit score, income, and property type.
Loan Amount
Up to 60–70% of property market value, depending on lender policies.
Credit Score
A score above 700 ensures better rates; lower scores may increase costs.
Property Value
High-value, approved properties in Greater Noida qualify for larger loans.
How to Apply for a Mortgage Loan in Greater Noida
Follow these steps to apply for a mortgage loan in Greater Noida through Loanpao:
- Visit loanpao.in and select "Mortgage Loan in Greater Noida."
- Fill out the online application form with details (name, Greater Noida address, income).
- Upload required documents (Aadhaar, income proof, property papers).
- Compare offers from top Greater Noida lenders like Bajaj Finance, HDFC, and Kotak Mahindra.
- Get approval and funds disbursed within 10–15 days in Greater Noida.
Loan Eligibility for Mortgage Loan in Greater Noida
Check your eligibility for a mortgage loan in Greater Noida with Loanpao’s tool:
- Enter your monthly income (minimum ₹30,000 for salaried).
- Provide your credit score (preferably above 700).
- Specify property details and Greater Noida address.
- Include employment type for personalized offers.
Loanpao will assess your eligibility and suggest the best mortgage loan offers in Greater Noida.
Check Eligibility NowTrack Your Mortgage Loan Application in Greater Noida
Loanpao provides a seamless tracker for your mortgage loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Greater Noida.
- Contact Loanpao support for assistance with delays in Greater Noida.
Mortgage Loan Comparison in Greater Noida
Compare mortgage loan offers from top lenders in Greater Noida:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Bajaj Finance | 9.00% p.a. | Up to ₹10 crore | Up to 15 years | 1% of loan amount |
| HDFC Bank | 9.25% p.a. | Up to ₹8 crore | Up to 12 years | 0.75% of loan amount |
| Kotak Mahindra | 9.50% p.a. | Up to ₹5 crore | Up to 10 years | 1.5% of loan amount |
Frequently Asked Questions
Minimum monthly income is ₹30,000 for salaried or ₹4 lakh annually for self-employed.
Mortgage loans in Greater Noida are disbursed within 10–15 days after approval.
The maximum loan amount is up to ₹10 crore, depending on property value and eligibility.
Yes, both residential and commercial properties with clear titles are eligible.
Missing an EMI may incur late fees, impact your credit score, or risk property seizure.