Overview of Agricultural Loan in Greater Noida
Agricultural loans in Greater Noida for 2025 support farmers and agribusinesses with funds for crop production, equipment, or land development. Loanpao offers loans up to ₹50 lakh with interest rates starting at 8% p.a., disbursed within 3–7 days.
Eligibility Criteria for Agricultural Loan in Greater Noida
| Criteria | Details |
|---|---|
| Age | 21–65 years |
| Occupation | Farmer or agribusiness owner |
| Land Ownership | Minimum 2 acres of agricultural land |
| Income | Minimum ₹1.5 lakh annually from agriculture |
| Location | Resident of Greater Noida or nearby rural areas |
Documents Required for Agricultural Loan in Greater Noida
- Identity Proof: PAN Card, Aadhaar Card.
- Address Proof: Utility bill, Aadhaar, or rental agreement for Greater Noida.
- Income Proof: ITR (last 2 years) or agricultural income certificate.
- Land Documents: Land ownership papers, 7/12 extract, or mutation entries.
- Bank Statement: Last 6 months of primary account.
- Photograph: Recent passport-size photo.
- Optional: Kisan Credit Card details, if applicable.
Benefits of Agricultural Loan in Greater Noida
- Loan amounts up to ₹50 lakh for farming and agribusiness needs.
- Low interest rates starting at 8% p.a. in 2025.
- Flexible repayment tenures from 1 to 15 years.
- Subsidies available under schemes like PM Kisan or NABARD.
- Collateral-based loans with land as security.
Factors Affecting Agricultural Loan in Greater Noida
Land Ownership
Clear title and minimum 2 acres of land increase loan eligibility.
Agricultural Income
Stable income (₹1.5 lakh+/year) from farming strengthens applications.
Credit History
Good repayment history on prior loans improves approval chances.
Government Schemes
Eligibility for schemes like KCC or PM Kisan can lower rates.
How to Apply for an Agricultural Loan in Greater Noida
Follow these steps to apply for an agricultural loan in Greater Noida through Loanpao:
- Visit loanpao.in and select "Agricultural Loan in Greater Noida."
- Fill out the online application with personal and farming details.
- Upload required documents (ID, land papers, income proof).
- Compare lender offers, including government-backed options in Greater Noida.
- Receive approval and funds disbursed within 3–7 days.
Loan Eligibility for Agricultural Loan in Greater Noida
Check your eligibility for an agricultural loan in Greater Noida with Loanpao’s tool:
- Confirm age between 21 and 65 years.
- Verify ownership of at least 2 acres of agricultural land.
- Ensure annual agricultural income of ₹1.5 lakh or more.
- Provide proof of Greater Noida residency and farming activity.
Loanpao will match you with the best agricultural loan offers in Greater Noida.
Check Eligibility NowTrack Your Agricultural Loan Application in Greater Noida
Loanpao provides a seamless tracker for your agricultural loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Greater Noida.
- Contact Loanpao support for assistance with delays in Greater Noida.
Agricultural Loan Comparison in Greater Noida
Compare agricultural loan offers from top lenders in Greater Noida:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Lender A | 8.00% p.a. | Up to ₹20 lakh | 1–10 years | 1% of loan amount |
| Lender B | 8.50% p.a. | Up to ₹50 lakh | 1–15 years | 1.5% of loan amount |
| Lender C | 8.25% p.a. | Up to ₹30 lakh | 2–12 years | 1.2% of loan amount |
Frequently Asked Questions
An agricultural loan supports farmers and agribusinesses in Greater Noida for crop production, equipment purchase, or land development.
Agricultural loans are processed within 3–7 days after approval.
The maximum loan amount is up to ₹50 lakh, based on land value and income.
Yes, agricultural loans typically require land or crops as collateral.
Defaulting may lead to seizure of collateral, credit score damage, or legal action by the lender.