Overview of Project Loan in Ghaziabad
Project loans in Ghaziabad provide financing for large-scale business initiatives, such as infrastructure development, manufacturing units, or commercial projects. In 2025, lenders like SBI, Axis Bank, and IDFC First Bank offer project loans with interest rates starting at 10% per annum. Loanpao simplifies the process by helping you compare offers, check eligibility, and apply for tailored project loans in Ghaziabad’s growing industrial and commercial sectors.
Eligibility Criteria for Project Loan in Ghaziabad
| Criteria | Details |
|---|---|
| Age | 21 to 65 years |
| Business Type | Registered company, partnership, or LLP in Ghaziabad |
| Business Vintage | Minimum 3 years of operation |
| Annual Turnover | Minimum ₹50 lakh |
| Credit Score | Minimum 750 |
Documents Required for Project Loan in Ghaziabad
- Identity Proof: Aadhaar, PAN Card, or Passport (business owner).
- Address Proof: Utility bill, Aadhaar, or rental agreement (Ghaziabad address).
- Business Proof: GST registration, incorporation certificate, or partnership deed.
- Financials: ITR, balance sheet, and profit/loss statement (last 3 years).
- Project Report: Detailed project plan, cost estimates, and revenue projections.
Benefits of Project Loan in Ghaziabad
- Competitive interest rates starting at 10% per annum in 2025.
- Loan amounts up to ₹5 crore based on project scale and business financials.
- Flexible repayment tenure of up to 10 years.
- Quick disbursal within 15 days from lenders like SBI in Ghaziabad.
- Tax benefits on interest paid for business expenses.
Factors Affecting Project Loan in Ghaziabad
Interest Rate
Rates range from 10% to 16%, depending on credit score, project viability, and lender.
Loan Amount
Up to ₹5 crore, based on project cost and business turnover in Ghaziabad.
Credit Score
A score above 750 ensures better terms in Ghaziabad.
Project Viability
A detailed project report with strong revenue projections is critical for approval.
How to Apply for a Project Loan in Ghaziabad
Follow these steps to apply for a project loan in Ghaziabad through Loanpao:
- Visit loanpao.in and select "Project Loan in Ghaziabad."
- Complete the online application form with business details (name, Ghaziabad address, turnover).
- Upload required documents (Aadhaar, ITR, project report).
- Compare offers from top Ghaziabad lenders like SBI, Axis Bank, and IDFC First Bank.
- Get approval and funds disbursed within 15 days in Ghaziabad.
Loan Eligibility for Project Loan in Ghaziabad
Check your eligibility for a project loan in Ghaziabad with Loanpao’s eligibility tool:
- Enter your business turnover (minimum ₹50 lakh).
- Provide your credit score (preferably above 750).
- Specify your business vintage (minimum 3 years).
- Include your Ghaziabad address and project details for localized offers.
Loanpao will instantly assess your eligibility and suggest the best project loan offers in Ghaziabad.
Check Eligibility NowTrack Your Project Loan Application in Ghaziabad
Loanpao provides a seamless tracker for your project loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on your application status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Ghaziabad.
- Contact Loanpao support for assistance with delays in Ghaziabad.
Project Loan Comparison in Ghaziabad
Compare project loan offers from top lenders in Ghaziabad:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 10% p.a. | Up to ₹5 crore | Up to 10 years | 1% of loan amount |
| Axis Bank | 11% p.a. | Up to ₹3 crore | Up to 8 years | 1.5% of loan amount |
| IDFC First Bank | 10.5% p.a. | Up to ₹4 crore | Up to 9 years | ₹10,000 flat fee |
Frequently Asked Questions
A minimum annual turnover of ₹50 lakh is required for a project loan in Ghaziabad.
Project loans in Ghaziabad can be disbursed within 15 days after application approval.
The maximum loan amount for a project loan in Ghaziabad is up to ₹5 crore, based on project cost and business turnover.
Collateral is often required for project loans in Ghaziabad, though some lenders may offer unsecured options based on strong financials.
Missing an EMI can lead to late fees, a negative impact on your credit score, and potential action by the lender.
Yes, most lenders in Ghaziabad allow prepayment with minimal or no charges after 12 months of EMIs.
Top lenders in Ghaziabad for project loans include SBI, Axis Bank, and IDFC First Bank, offering competitive rates and flexible terms.
Yes, Loanpao offers a fully online application process for project loans in Ghaziabad.
A detailed project report with cost estimates and revenue projections is critical to demonstrate project viability and secure approval in Ghaziabad.
The tenure for a project loan in Ghaziabad can be up to 10 years, depending on the lender and project scale.