Overview of Project Loan in Dharuhera
Dharuhera, a thriving industrial hub in Haryana’s Rewari district, is ideal for businesses seeking financing for large-scale projects. Project loans in Dharuhera for 2025 offer funding for business expansion, infrastructure development, or new ventures, with competitive rates starting at 8.75% p.a. Lenders like ICICI Bank, SBI, and SIDBI provide loans up to ₹10 crore with tenures up to 10 years. Loanpao helps Dharuhera businesses compare offers, check eligibility, and apply online, leveraging government schemes like MUDRA or MSME loans for eligible applicants.
Eligibility Criteria for Project Loan in Dharuhera
Criteria | Details |
---|---|
Business Age | Minimum 3 years of operation |
Annual Turnover | Minimum ₹1 crore p.a. |
Credit Score | Minimum 700; higher scores improve terms |
Business Type | Registered company, partnership, or LLP |
Residence | Valid Dharuhera business address proof |
Documents Required for Project Loan in Dharuhera
- Identity Proof: Aadhaar, PAN Card, or Voter ID of business owner.
- Address Proof: Utility bill, Aadhaar, or rental agreement (Dharuhera business address).
- Business Proof: GST registration, business license, or partnership deed.
- Financial Documents: ITR (last 3 years), bank statements (last 12 months), audited balance sheet.
- Project Details: Detailed project report, cost estimates, and business plan.
Benefits of Project Loan in Dharuhera
- Loan amounts up to ₹10 crore for business projects or expansion.
- Competitive interest rates starting at 8.75% p.a. in 2025.
- Flexible repayment tenures up to 10 years.
- Government-backed schemes like MUDRA or MSME for eligible Dharuhera businesses.
- Quick disbursal within 15–30 days post-document verification.
Factors Affecting Project Loan in Dharuhera
Interest Rate
Rates range from 8.75% to 13% p.a., based on credit score and lender policies.
Loan Amount
Up to ₹10 crore, depending on project cost, business turnover, and repayment capacity.
Credit Score
A score above 700 ensures better rates; lower scores may increase costs.
Project Viability
Lenders prioritize projects with detailed reports and strong revenue potential.
How to Apply for a Project Loan in Dharuhera
Follow these steps to apply for a project loan in Dharuhera through Loanpao:
- Visit loanpao.in and select "Project Loan in Dharuhera."
- Fill out the online application form with details (business name, Dharuhera address, turnover).
- Upload required documents (GST registration, financials, project report).
- Compare offers from top Dharuhera lenders like ICICI, SBI, and SIDBI.
- Get approval and funds disbursed within 15–30 days in Dharuhera.
Loan Eligibility for Project Loan in Dharuhera
Check your eligibility for a project loan in Dharuhera with Loanpao’s tool:
- Enter your annual business turnover (minimum ₹1 crore).
- Provide your credit score (preferably above 700).
- Specify your business type (company, partnership, or LLP).
- Include your Dharuhera business address for localized offers.
Loanpao will assess your eligibility and suggest the best project loan offers in Dharuhera.
Check Eligibility NowTrack Your Project Loan Application in Dharuhera
Loanpao provides a seamless tracker for your project loan application:
- Submit your application ID on the Loanpao Tracker page.
- Get real-time updates on status (e.g., under review, approved, disbursed).
- Receive notifications for disbursal updates in Dharuhera.
- Contact Loanpao support for assistance with delays in Dharuhera.
Project Loan Comparison in Dharuhera
Compare project loan offers from top lenders in Dharuhera:
Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
---|---|---|---|---|
ICICI Bank | 8.75% p.a. | Up to ₹10 crore | Up to 10 years | 0.5% of loan amount |
SBI | 9.0% p.a. | Up to ₹7 crore | Up to 10 years | 0.75% of loan amount |
SIDBI | 9.25% p.a. | Up to ₹5 crore | Up to 8 years | 0.5% of loan amount |
Frequently Asked Questions
A minimum annual turnover of ₹1 crore is required for a project loan in Dharuhera.
Project loans in Dharuhera are disbursed within 15–30 days after document verification.
The maximum loan amount is up to ₹10 crore, depending on project cost and turnover.
Yes, eligible Dharuhera businesses can avail MUDRA scheme benefits for project loans.
Missing an EMI may incur late fees and negatively impact your credit score.