Overview of Personal Loan in Dharuhera

Personal loans in Dharuhera, a growing industrial and residential hub in Haryana’s Rewari district, offer quick, unsecured funding for emergencies, weddings, travel, or medical expenses. In 2025, these loans come with interest rates starting at 10% p.a., with loan amounts up to ₹25 lakh, based on income and credit score. Lenders like HDFC Bank, Kotak Mahindra, and Tata Capital provide tenures from 1 to 5 years. Loanpao simplifies the process for Dharuhera residents with instant eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Personal Loan in Dharuhera

Criteria Details
Applicant Type Salaried or self-employed individuals
Income Minimum monthly income of ₹25,000 (salaried) or ₹3 lakh p.a. (self-employed)
Age 21–60 years
Employment Minimum 1 year of employment (salaried) or 2 years of business (self-employed)
Credit Score 750 or above preferred

Documents Required for Personal Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
  • Address Proof: Utility bill, Aadhaar, or rental agreement (Dharuhera address).
  • Income Proof: Salary slips (last 3 months), ITR (last 2 years).
  • Bank Statements: Last 6 months of personal account.
  • Photograph: Recent passport-sized photo.
  • Employment Proof: Appointment letter or business registration (if self-employed).

Benefits of Personal Loan in Dharuhera

  • Loan amounts up to ₹25 lakh without collateral.
  • Competitive interest rates starting at 10% p.a. in 2025.
  • Flexible repayment tenures from 1 to 5 years.
  • Funds for any purpose, from weddings to medical emergencies.
  • Fast disbursal within 1–3 days in Dharuhera.

Factors Affecting Personal Loan in Dharuhera

Interest Rate

Rates range from 10% to 15% p.a., based on credit score, income, and lender policies.

Credit Score

A score above 750 improves approval chances and secures lower rates.

Income Stability

Higher and stable income supports larger loan amounts.

Debt-to-Income Ratio

A lower ratio (below 40%) enhances eligibility.

How to Apply for a Personal Loan in Dharuhera

Follow these steps to apply for a personal loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Personal Loan in Dharuhera."
  2. Complete the online application form with personal and income details (name, Dharuhera address, salary).
  3. Upload required documents (ID proof, income proof, bank statements).
  4. Compare offers from top Dharuhera lenders like HDFC Bank, Kotak Mahindra, and Tata Capital.
  5. Receive funds within 1–3 days after approval.

Loan Eligibility for Personal Loan in Dharuhera

Check your eligibility for a personal loan in Dharuhera using Loanpao’s tool:

  • Enter personal details (age, Dharuhera address).
  • Provide income details (salary slips or ITR).
  • Submit employment details (appointment letter or business proof).
  • Include credit score (750+ preferred) and bank statements.

Loanpao will evaluate your eligibility and recommend the best personal loan offers in Dharuhera.

Check Eligibility Now

Track Your Personal Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your personal loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Personal Loan Comparison in Dharuhera

Compare personal loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
HDFC Bank 10% p.a. Up to ₹25 lakh 1–5 years 0.5%–2% of loan amount
Kotak Mahindra 10.5% p.a. Up to ₹20 lakh 1–5 years 1%–2% of loan amount
Tata Capital 11% p.a. Up to ₹15 lakh 1–5 years 1%–2.5% of loan amount

Frequently Asked Questions

Personal loans can be used for emergencies, weddings, travel, medical expenses, or any personal need.

Loans are typically disbursed within 1–3 days after approval in Dharuhera.

Up to ₹25 lakh, based on income and credit score.

No, personal loans are unsecured and do not require collateral.

Yes, self-employed individuals with a minimum annual income of ₹3 lakh can apply.