Overview of MSME Loan in Dharuhera

MSME loans in Dharuhera, a thriving industrial hub in Haryana’s Rewari district, provide financial support for micro, small, and medium enterprises. In 2025, these loans offer interest rates starting at 8% p.a., with loan amounts up to ₹2 crore, depending on business turnover, credit history, and project needs. Lenders like SIDBI, HDFC Bank, and Bajaj Finance provide tenures from 1 to 10 years, with options for working capital or machinery purchase. Loanpao streamlines the process for Dharuhera entrepreneurs with instant eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for MSME Loan in Dharuhera

Criteria Details
Business Type Micro, small, or medium enterprises registered under MSME Act
Business Vintage Minimum 2 years of operation
Turnover Minimum ₹10 lakh p.a. (varies by lender)
Age 21–65 years (business owner)
Credit Score 650 or above preferred

Documents Required for MSME Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID of business owner.
  • Address Proof: Utility bill, Aadhaar, or rental agreement (Dharuhera address).
  • Business Proof: MSME registration certificate, GST registration, or Udyam certificate.
  • Financial Documents: ITR (last 2 years), balance sheet, profit & loss statement.
  • Bank Statements: Last 12 months of business account.
  • Photograph: Recent passport-sized photo of business owner.
  • Project Report: Business plan or loan utilization details (if applicable).

Benefits of MSME Loan in Dharuhera

  • Loan amounts up to ₹2 crore for business expansion or working capital.
  • Competitive interest rates starting at 8% p.a. in 2025.
  • Flexible repayment tenures from 1 to 10 years.
  • Collateral-free options for loans up to ₹1 crore under CGTMSE scheme.
  • Fast disbursal within 5–15 days in Dharuhera.

Factors Affecting MSME Loan in Dharuhera

Interest Rate

Rates range from 8% to 15% p.a., based on business profile, credit score, and loan type (secured/unsecured).

Credit Score

A score above 650 improves approval chances and secures lower rates.

Business Turnover

Higher turnover supports larger loan amounts and better terms.

Collateral

Collateral-free loans are available, but secured loans may offer lower rates.

How to Apply for an MSME Loan in Dharuhera

Follow these steps to apply for an MSME loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "MSME Loan in Dharuhera."
  2. Complete the online application form with business and owner details (name, Dharuhera address, turnover).
  3. Upload required documents (MSME certificate, ITR, bank statements, project report).
  4. Compare offers from top Dharuhera lenders like SIDBI, HDFC Bank, and Bajaj Finance.
  5. Receive funds within 5–15 days after approval.

Loan Eligibility for MSME Loan in Dharuhera

Check your eligibility for an MSME loan in Dharuhera using Loanpao’s tool:

  • Enter business details (MSME registration, turnover, Dharuhera address).
  • Provide owner details (age, credit score).
  • Submit financial documents (ITR, balance sheet).
  • Include bank statements and project report (if applicable).

Loanpao will evaluate your eligibility and recommend the best MSME loan offers in Dharuhera.

Check Eligibility Now

Track Your MSME Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your MSME loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

MSME Loan Comparison in Dharuhera

Compare MSME loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
SIDBI 8% p.a. Up to ₹2 crore 1–10 years 0.5%–1% of loan amount
HDFC Bank 9% p.a. Up to ₹1.5 crore 1–7 years 0.5%–2% of loan amount
Bajaj Finance 10% p.a. Up to ₹1 crore 1–5 years 1%–2% of loan amount

Frequently Asked Questions

An MSME loan is financing for micro, small, and medium enterprises to support expansion, working capital, or equipment purchase.

Loans are typically disbursed within 5–15 days after approval in Dharuhera.

Up to ₹2 crore, based on business turnover, credit score, and loan purpose.

Collateral-free loans are available up to ₹1 crore under the CGTMSE scheme; secured loans may be required for higher amounts.

Yes, startups with at least 2 years of operation and MSME registration can apply.