Overview of Mortgage Loan in Dharuhera

Mortgage loans in Dharuhera, a thriving industrial and residential hub in Haryana’s Rewari district, allow individuals and businesses to leverage residential or commercial properties for financing needs like business expansion, debt consolidation, or personal expenses. In 2025, these loans offer interest rates starting at 8% p.a., with loan amounts up to ₹50 lakh, based on property value. Lenders like SBI, Axis Bank, and PNB Housing Finance provide tenures from 5 to 20 years. Loanpao simplifies the process for Dharuhera residents with quick eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Mortgage Loan in Dharuhera

Criteria Details
Applicant Type Salaried, self-employed, or businesses
Income Minimum monthly income of ₹30,000 (salaried) or ₹4 lakh p.a. (self-employed/business)
Age 21–65 years
Property Residential or commercial property in Dharuhera with clear title
Credit Score 700 or above preferred

Documents Required for Mortgage Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
  • Address Proof: Utility bill, Aadhaar, or rental agreement (Dharuhera address).
  • Income Proof: Salary slips (last 3 months), ITR (last 2 years).
  • Property Documents: Title deed, property valuation report, approved plan, NOC.
  • Bank Statements: Last 6 months of personal or business account.
  • Photograph: Recent passport-sized photo.

Benefits of Mortgage Loan in Dharuhera

  • Loan amounts up to ₹50 lakh based on property value.
  • Competitive interest rates starting at 8% p.a. in 2025.
  • Flexible repayment tenures from 5 to 20 years.
  • Funds can be used for business, personal, or debt consolidation needs.
  • Fast disbursal within 7–10 days in Dharuhera.

Factors Affecting Mortgage Loan in Dharuhera

Interest Rate

Rates range from 8% to 10% p.a., based on credit score, income, and property type.

Credit Score

A score above 700 improves approval chances and secures lower rates.

Property Value

Loan amount is typically 50–70% of the property’s market value.

Income Stability

Consistent income or business revenue supports higher loan amounts.

How to Apply for a Mortgage Loan in Dharuhera

Follow these steps to apply for a mortgage loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Mortgage Loan in Dharuhera."
  2. Complete the online application form with personal and income details (name, Dharuhera address, income).
  3. Upload required documents (ID proof, income proof, property documents).
  4. Compare offers from top Dharuhera lenders like SBI, Axis Bank, and PNB Housing Finance.
  5. Receive funds within 7–10 days after approval.

Loan Eligibility for Mortgage Loan in Dharuhera

Check your eligibility for a mortgage loan in Dharuhera using Loanpao’s tool:

  • Enter personal details (age, Dharuhera address).
  • Provide income details (salary slips or ITR).
  • Submit property details (title deed, valuation report).
  • Include credit score (700+ preferred) and bank statements.

Loanpao will evaluate your eligibility and recommend the best mortgage loan offers in Dharuhera.

Check Eligibility Now

Track Your Mortgage Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your mortgage loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Mortgage Loan Comparison in Dharuhera

Compare mortgage loan offers from top lenders in Dharuhera for 2025:

< refinement_id="f23a8b1c-9e2d-4f7b-b3c4-8d5e7f2a1c9b" />
Lender Interest Rate Loan Amount Tenure Processing Fee
SBI 8% p.a. Up to ₹50 lakh 5–20 years 0.5%–1% of loan amount
Axis Bank 8.5% p.a. Up to ₹40 lakh 5–15 years 0.75%–1% of loan amount
PNB Housing Finance 8.75% p.a. Up to ₹45 lakh 5–20 years 0.5%–1.5% of loan amount

Frequently Asked Questions

Mortgage loans can be used for business expansion, debt consolidation, personal expenses, or other financial needs.

Loans are typically disbursed within 7–10 days after approval in Dharuhera.

Up to ₹50 lakh, based on property value and income.

Yes, the financed property serves as collateral.

Yes, registered businesses with commercial or residential properties in Dharuhera can apply.