Overview of Industrial Loan in Dharuhera

Industrial loans in Dharuhera, a key industrial hub in Haryana’s Rewari district, support businesses for factory setup, machinery purchase, or expansion. In 2025, these loans offer interest rates starting at 7% p.a., with loan amounts up to ₹10 crore, depending on project viability. Lenders like SBI, ICICI Bank, and SIDBI provide tenures from 5 to 15 years. Loanpao simplifies the process for Dharuhera businesses with instant eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Industrial Loan in Dharuhera

Criteria Details
Applicant Type Proprietors, partnerships, or companies
Business Age Minimum 2 years of operation
Annual Turnover Minimum ₹50 lakh
Credit Score Above 700 preferred
Collateral Factory land, machinery, or other assets

Documents Required for Industrial Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card of business owners.
  • Business Proof: GST registration, Udyam registration, or company incorporation certificate.
  • Financial Proof: ITR, balance sheets, and profit/loss statements (2 years).
  • Property Documents: Title deed, NOC for collateral (Dharuhera address).
  • Project Report: Detailed plan for factory setup or expansion.

Benefits of Industrial Loan in Dharuhera

  • Loan amounts up to ₹10 crore for large-scale projects.
  • Competitive interest rates starting at 7% p.a. in 2025.
  • Flexible tenures from 5 to 15 years.
  • Fast disbursal within 15–30 days in Dharuhera.
  • Support for factory setup, machinery, or working capital.

Factors Affecting Industrial Loan in Dharuhera

Interest Rate

Rates range from 7% to 12% p.a., based on credit score, business turnover, and collateral.

Loan Amount

Up to ₹10 crore, depending on project feasibility and asset valuation.

Credit Score

Higher scores (above 700) secure lower rates and faster approval.

Collateral

Valuation of factory land or machinery impacts loan approval and amount.

How to Apply for an Industrial Loan in Dharuhera

Follow these steps to apply for an industrial loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Industrial Loan in Dharuhera."
  2. Complete the online application with business details (Dharuhera address).
  3. Upload required documents (identity, financials, project report).
  4. Submit collateral details and project plan.
  5. Receive funds within 15–30 days after approval in Dharuhera.

Loan Eligibility for Industrial Loan in Dharuhera

Check your eligibility for an industrial loan in Dharuhera using Loanpao’s tool:

  • Enter business details (turnover, age, Dharuhera address).
  • Provide project details (factory setup, machinery cost).
  • Submit financials and collateral documents.

Loanpao will evaluate your eligibility and recommend the best industrial loan offers in Dharuhera.

Check Eligibility Now

Track Your Industrial Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your industrial loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., document verification, collateral valuation).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Industrial Loan Comparison in Dharuhera

Compare industrial loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
SBI 7% p.a. Up to ₹10 crore 5–15 years 0.5%–1% of loan amount
ICICI Bank 7.5% p.a. Up to ₹8 crore 5–12 years 0.5%–1.5% of loan amount
SIDBI 8% p.a. Up to ₹7 crore 5–10 years 0.4%–1% of loan amount

Frequently Asked Questions

An industrial loan finances factory setup, machinery purchase, or business expansion, secured by business assets.

Loans are typically disbursed within 15–30 days after document and collateral verification in Dharuhera.

Up to ₹10 crore, depending on project viability and collateral valuation.

Yes, collateral like factory land or machinery is typically required.

Startups with strong project plans and collateral may qualify, subject to lender approval.