Overview of Home Loan in Dharuhera

Home loans in Dharuhera, a rapidly developing industrial and residential hub in Haryana’s Rewari district, enable individuals to purchase or construct their dream homes. In 2025, these loans offer interest rates starting at 7% p.a., with loan amounts up to ₹75 lakh, depending on income and property value. Lenders like HDFC Bank, SBI, and ICICI Bank provide tenures from 5 to 30 years. Loanpao simplifies the process for Dharuhera residents with eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Home Loan in Dharuhera

Criteria Details
Applicant Type Salaried or self-employed individuals
Income Minimum monthly income of ₹25,000 (salaried) or ₹3 lakh p.a. (self-employed)
Age 21–65 years
Residence Resident of Dharuhera or nearby areas in Haryana
Credit Score 750 or above preferred

Documents Required for Home Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
  • Address Proof: Utility bill, Aadhaar, or rental agreement (Dharuhera address).
  • Income Proof: Salary slips (last 3 months), ITR (last 2 years).
  • Property Documents: Sale agreement, NOC, title deed, approved plan.
  • Bank Statements: Last 6 months of personal account.
  • Photograph: Recent passport-sized photo.

Benefits of Home Loan in Dharuhera

  • Loan amounts up to ₹75 lakh for residential properties.
  • Competitive interest rates starting at 7% p.a. in 2025.
  • Flexible repayment tenures from 5 to 30 years.
  • Tax benefits under Section 24 and 80C of the Income Tax Act.
  • Fast disbursal within 7–15 days in Dharuhera.

Factors Affecting Home Loan in Dharuhera

Interest Rate

Rates range from 7% to 9% p.a., based on credit score, income, and lender policies.

Credit Score

A score above 750 improves approval chances and secures lower rates.

Income Stability

Consistent income supports higher loan amounts.

Property Value

Loan amount is typically 80–90% of the property’s market value.

How to Apply for a Home Loan in Dharuhera

Follow these steps to apply for a home loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Home Loan in Dharuhera."
  2. Complete the online application form with personal and income details (name, Dharuhera address, salary).
  3. Upload required documents (ID proof, income proof, property documents).
  4. Compare offers from top Dharuhera lenders like HDFC Bank, SBI, and ICICI Bank.
  5. Receive funds within 7–15 days after approval.

Loan Eligibility for Home Loan in Dharuhera

Check your eligibility for a home loan in Dharuhera using Loanpao’s tool:

  • Enter personal details (age, Dharuhera address).
  • Provide income details (salary slips or ITR).
  • Submit property details (sale agreement, title deed).
  • Include credit score (750+ preferred) and bank statements.

Loanpao will evaluate your eligibility and recommend the best home loan offers in Dharuhera.

Check Eligibility Now

Track Your Home Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your home loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Home Loan Comparison in Dharuhera

Compare home loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
HDFC Bank 7% p.a. Up to ₹75 lakh 5–30 years 0.5%–1% of loan amount
SBI 7.2% p.a. Up to ₹50 lakh 5–25 years 0.35%–0.5% of loan amount
ICICI Bank 7.5% p.a. Up to ₹60 lakh 5–30 years 0.5%–1% of loan amount

Frequently Asked Questions

Home loans can be used to purchase a new home, construct a house, or renovate an existing property in Dharuhera.

Loans are typically disbursed within 7–15 days after approval in Dharuhera.

Up to ₹75 lakh, based on income and property value.

Yes, the property being financed serves as collateral.

Yes, you can claim tax deductions under Section 24 (interest) and Section 80C (principal) of the Income Tax Act.