Overview of Business Loan in Dharuhera

Business loans in Dharuhera, a key industrial hub in Haryana’s Rewari district, provide funding for small and medium enterprises (SMEs) and larger businesses to support expansion, working capital, or equipment purchases. In 2025, these loans offer interest rates starting at 9% p.a., with loan amounts up to ₹1 crore, depending on business turnover and creditworthiness. Lenders like ICICI Bank, SIDBI, and Bajaj Finance offer tenures from 1 to 7 years. Loanpao streamlines the process for Dharuhera businesses with eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Business Loan in Dharuhera

Criteria Details
Applicant Type Proprietors, partnerships, or registered companies
Business Turnover Minimum ₹10 lakh p.a.
Business Vintage At least 2 years of operation in Dharuhera or nearby areas
Age 21–65 years (for business owners)
Credit Score 700 or above preferred

Documents Required for Business Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID of business owner.
  • Address Proof: Utility bill, Aadhaar, or lease agreement (Dharuhera business address).
  • Business Proof: GST registration, shop license, or Udyam registration.
  • Financial Documents: ITR (last 2 years), audited financials, profit/loss statement.
  • Bank Statements: Last 6 months of business account.
  • Photograph: Recent passport-sized photo of owner.

Benefits of Business Loan in Dharuhera

  • Loan amounts up to ₹1 crore for business growth.
  • Competitive interest rates starting at 9% p.a. in 2025.
  • Flexible repayment tenures from 1 to 7 years.
  • Collateral-free options for eligible businesses.
  • Fast disbursal within 5–7 days in Dharuhera.

Factors Affecting Business Loan in Dharuhera

Interest Rate

Rates range from 9% to 15% p.a., based on credit score, turnover, and loan type (secured/unsecured).

Credit Score

A score above 700 improves approval chances and secures lower rates.

Business Turnover

Higher turnover supports larger loan amounts.

Collateral

Secured loans with property collateral may offer lower rates.

How to Apply for a Business Loan in Dharuhera

Follow these steps to apply for a business loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Business Loan in Dharuhera."
  2. Complete the online application form with business and owner details (name, Dharuhera address, turnover).
  3. Upload required documents (GST registration, financials, bank statements).
  4. Compare offers from top Dharuhera lenders like ICICI Bank, SIDBI, and Bajaj Finance.
  5. Receive funds within 5–7 days after approval.

Loan Eligibility for Business Loan in Dharuhera

Check your eligibility for a business loan in Dharuhera using Loanpao’s tool:

  • Enter business details (turnover, years of operation, Dharuhera address).
  • Provide financial details (ITR, audited financials).
  • Submit business proof (GST registration, Udyam certificate).
  • Include credit score (700+ preferred) and bank statements.

Loanpao will evaluate your eligibility and recommend the best business loan offers in Dharuhera.

Check Eligibility Now

Track Your Business Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your business loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Business Loan Comparison in Dharuhera

Compare business loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
ICICI Bank 9% p.a. Up to ₹1 crore 1–7 years 0.5%–2% of loan amount
SIDBI 9.5% p.a. Up to ₹50 lakh 1–5 years 0.5%–1% of loan amount
Bajaj Finance 10% p.a. Up to ₹75 lakh 1–7 years 1%–2% of loan amount

Frequently Asked Questions

Business loans can be used for expansion, working capital, equipment purchase, or inventory management.

Loans are typically disbursed within 5–7 days after approval in Dharuhera.

Up to ₹1 crore, based on business turnover and creditworthiness.

Collateral is optional; unsecured loans are available for eligible businesses.

Yes, startups with at least 2 years of operation and strong financials can apply.