Overview of Agricultural Loan in Dharuhera

Agricultural loans in Dharuhera, a semi-rural hub in Haryana’s Rewari district, support farmers and agribusinesses with funds for crop production, equipment, or irrigation. In 2025, these loans offer interest rates starting at 7% p.a., with loan amounts up to ₹50 lakh, depending on land holdings and project needs. Lenders like NABARD, SBI, and PNB provide tenures from 1 to 15 years. Loanpao streamlines the process for Dharuhera farmers with eligibility checks, lender comparisons, and online applications.

Eligibility Criteria for Agricultural Loan in Dharuhera

Criteria Details
Applicant Type Farmers, agricultural cooperatives, or agribusinesses
Age 18–70 years
Land Ownership Proof of agricultural land or lease agreement
Credit Score Above 600 preferred
Collateral Land or crop hypothecation (optional for small loans)

Documents Required for Agricultural Loan in Dharuhera

  • Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
  • Address Proof: Utility bill, ration card (Dharuhera address).
  • Land Documents: Land deed, patta, or lease agreement.
  • Farming Proof: Crop details, cultivation plan, or agribusiness registration.
  • Income Proof: Bank statements or ITR (if applicable).

Benefits of Agricultural Loan in Dharuhera

  • Loan amounts up to ₹50 lakh for farming and equipment needs.
  • Low interest rates starting at 7% p.a. in 2025.
  • Flexible tenures from 1 to 15 years.
  • Subsidies available under government schemes in Dharuhera.
  • Fast processing within 7–15 days for farmers.

Factors Affecting Agricultural Loan in Dharuhera

Interest Rate

Rates range from 7% to 12% p.a., based on loan type, collateral, and government subsidies.

Loan Amount

Up to ₹50 lakh, depending on land size and project scope.

Credit Score

Scores above 600 improve approval chances and rates.

Collateral

Small loans may be collateral-free; larger loans require land or crop hypothecation.

How to Apply for an Agricultural Loan in Dharuhera

Follow these steps to apply for an agricultural loan in Dharuhera through Loanpao:

  1. Visit loanpao.in and select "Agricultural Loan in Dharuhera."
  2. Fill out the online form with personal and farming details (Dharuhera address).
  3. Upload required documents (KYC, land records, cultivation plan).
  4. Choose a lender based on rates and terms.
  5. Receive funds within 7–15 days after approval in Dharuhera.

Loan Eligibility for Agricultural Loan in Dharuhera

Check your eligibility for an agricultural loan in Dharuhera using Loanpao’s tool:

  • Enter personal and farming details (land size, Dharuhera address).
  • Provide land documents and cultivation plan.
  • Submit KYC and income proof (if applicable).

Loanpao will match you with lenders offering the best agricultural loan options in Dharuhera.

Check Eligibility Now

Track Your Agricultural Loan Application in Dharuhera

Loanpao offers a user-friendly tracker for your agricultural loan application:

  • Enter your application ID on the Loanpao Tracker page.
  • View real-time updates (e.g., document verification, loan sanction).
  • Receive notifications for disbursal updates in Dharuhera.
  • Contact Loanpao support for assistance with delays in Dharuhera.
Track Application Now

Agricultural Loan Comparison in Dharuhera

Compare agricultural loan offers from top lenders in Dharuhera for 2025:

Lender Interest Rate Loan Amount Tenure Processing Fee
NABARD 7% p.a. Up to ₹50 lakh 1–15 years 0.5%–1% of loan amount
SBI 7.5% p.a. Up to ₹40 lakh 1–12 years 0.5%–1.5% of loan amount
PNB 8% p.a. Up to ₹30 lakh 1–10 years 0.5%–1.2% of loan amount

Frequently Asked Questions

An agricultural loan supports farmers with funds for crop production, equipment, or irrigation.

Farmers, agricultural cooperatives, or agribusinesses with proof of land ownership or lease.

Up to ₹50 lakh, depending on land size and project needs.

Small loans may be collateral-free; larger loans require land or crop hypothecation.

Processing typically takes 7–15 days, including document verification.