A project loan in Delhi provides funding for large-scale business initiatives, such as infrastructure development, industrial expansion, or commercial projects. In 2025, Loanpao offers project loans in Delhi with interest rates starting at 9% p.a., tenures up to 20 years, and loan amounts ranging from ₹1 crore to ₹100 crore, tailored to support ambitious projects in the region.
Eligibility Criteria for Project Loan in Delhi
Criteria
Details
Business Type
Corporate entities, partnerships, or large-scale MSMEs
Business Vintage
Minimum 5 years of operation
Residency
Business registered in Delhi with valid address proof
Annual Turnover
Minimum ₹5 crore per annum
Credit Score
Preferred score of 700 or above
Documents Required for Project Loan in Delhi
Identity Proof: Aadhaar Card, PAN Card, or Voter ID of business owner.
Address Proof: Utility bill or Aadhaar Card (Delhi address).
Business Proof: GST registration, company registration, or partnership deed.
Financials: ITR for last 3 years, audited financial statements, cash flow projections.
Bank Statement: Last 12 months' bank statements.
Project Report: Detailed project plan, cost estimates, and feasibility study.
Benefits of Project Loan in Delhi
Competitive interest rates starting at 9% per annum in 2025.
Loan amounts up to ₹100 crore for large-scale projects in Delhi.
Long repayment tenure of up to 20 years.
Customized loan structuring based on project needs in Delhi.
Support for diverse projects like infrastructure, industrial, or commercial developments.
Factors Affecting Project Loan in Delhi
Project Viability
The feasibility and profitability of the project significantly impact loan approval.
Business Financials
Strong financial statements and cash flow projections improve eligibility.
Credit Score
A higher credit score ensures better loan terms and interest rates.
Collateral
Availability of high-value collateral can influence loan amount and approval chances.
How to Apply for a Project Loan in Delhi
Follow these steps to apply for a project loan in Delhi through Loanpao:
Visit loanpao.in and select "Project Loan in Delhi."
Enter details about your business and project (turnover, project cost, timeline).
Fill out the online application form with your details (name, Delhi address).
Corporate entities, partnerships, or large-scale MSMEs with at least 5 years of operation, a minimum annual turnover of ₹5 crore, and a credit score of 700+ can apply in Delhi.
Interest rates start at 9% per annum, depending on the project type and business profile.
The process typically takes 15-20 days in Delhi, depending on document verification and due diligence.
Options include infrastructure project loans, industrial project loans, and commercial project loans in Delhi.
The maximum tenure can go up to 20 years for infrastructure project loans in Delhi.
Yes, processing fees start at 1.2% of the loan amount, and additional charges like legal and valuation fees may apply.
Missing a repayment may lead to late fees, impact your credit score, and in extreme cases, seizure of collateral by the lender.
Yes, Loanpao offers an online application process with doorstep document pickup in Delhi.
The maximum amount can be up to ₹100 crore for infrastructure project loans in Delhi.
Yes, collateral is typically required, such as project assets, land, or other business assets, depending on the loan amount.