Overview of Industrial Loan in Delhi

Industrial Loans in Delhi support businesses in financing machinery, factory expansion, or large-scale industrial projects. In 2025, banks and NBFCs in Delhi offer secured industrial loans with competitive interest rates for manufacturing and processing units. Loanpao simplifies the process by comparing lenders, checking eligibility, and ensuring quick approvals for industrial projects in Delhi.

Eligibility Criteria for Industrial Loan in Delhi

Criteria Details
Business Age Minimum 3 years of operation
Residency Business registered in Delhi with valid address proof
Annual Turnover Minimum ₹50 lakh per annum
Credit Score 700 or above preferred
Collateral Property, machinery, or other assets required for secured loans

Documents Required for Industrial Loan in Delhi

  • Business Proof: GST registration, Udyam certificate, or company registration.
  • Identity Proof: Aadhaar Card, PAN Card of business owners.
  • Address Proof: Utility bill, lease agreement, or property documents (Delhi address).
  • Financial Documents: ITR (3 years), balance sheet, profit & loss statement, bank statements (12 months).
  • Collateral Documents: Property title deed, valuation report, or machinery details.
  • Project Report: Detailed plan for machinery purchase or factory expansion.

Benefits of Industrial Loan in Delhi

  • Interest rates starting at 8% p.a. for secured industrial loans in 2025.
  • Loan amounts up to ₹50 crore for large industrial projects.
  • Flexible tenure up to 15 years for easier repayments.
  • Support for machinery purchase, factory construction, or working capital.
  • Quick processing within 7-15 days with Loanpao’s assistance in Delhi.

Factors Affecting Industrial Loan in Delhi

Business Turnover

Higher turnover improves eligibility for larger loan amounts.

Credit Score

A score above 700 ensures better rates and faster approval.

Collateral Value

High-value assets like property or machinery increase loan approval chances.

Project Viability

A detailed project report enhances lender confidence.

How to Apply for an Industrial Loan in Delhi

Follow these steps to apply for an industrial loan in Delhi through Loanpao:

  1. Visit loanpao.in and select "Industrial Loan in Delhi."
  2. Fill out the online application form with business and project details.
  3. Upload required documents (GST registration, financials, collateral details).
  4. Schedule a verification at a Delhi branch or opt for doorstep service.
  5. Get approval and funds disbursed within 7-15 days.

Loan Eligibility for Industrial Loan in Delhi

Check your eligibility for an industrial loan in Delhi with Loanpao’s eligibility tool:

  • Enter business details (age, turnover, registration type).
  • Provide financial details (ITR, bank statements).
  • Include collateral and project details.

Loanpao will assess your eligibility instantly and guide you through the application process in Delhi.

Check Eligibility Now

Track Your Industrial Loan Application in Delhi

Loanpao offers a seamless tracker for your industrial loan application:

  • Submit your application ID on the Loanpao Tracker page.
  • Monitor real-time updates (e.g., document verification, approved, disbursed).
  • Receive notifications for verification or completion in Delhi.
  • Contact Loanpao support for assistance with delays in Delhi.
Track Application Now

Industrial Loan Comparison in Delhi

Compare popular industrial loan options available in Delhi:

Lender Interest Rate Loan Amount Tenure Processing Fee
SBI Industrial Loan 8% p.a. Up to ₹50 crore Up to 15 years 1% of loan amount
HDFC Bank Industrial Loan 8.5% p.a. Up to ₹40 crore Up to 12 years 0.75% of loan amount
ICICI Bank Industrial Loan 8.7% p.a. Up to ₹30 crore Up to 10 years ₹10,000 to ₹25,000

Frequently Asked Questions

Businesses with 3+ years of operation, ₹50 lakh annual turnover, and registered in Delhi can apply.

Interest rates start at 8% p.a., varying by lender and collateral.

Processing typically takes 7-15 days after document and collateral verification.

Yes, most industrial loans are secured and require collateral like property or machinery.

Loan amounts can go up to ₹50 crore, depending on the lender and project viability.

Yes, Loanpao offers an online application process with doorstep verification in Delhi.

Yes, processing fees range from 0.75% to 1% of the loan amount, plus valuation fees for collateral.

Startups with less than 3 years may face challenges but can explore MSME or govt. scheme loans.

Eligible projects include machinery purchase, factory expansion, and working capital for manufacturing units.

Yes, a detailed project report outlining the purpose and viability is typically required.

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