Gold Loan in Delhi 2025

Overview of Gold Loan in Delhi

A gold loan in Delhi allows you to borrow money by pledging your gold ornaments or coins as collateral. In 2025, top banks and NBFCs like Muthoot Finance, SBI, and HDFC offer gold loans in Delhi with interest rates starting at 9% per annum. Loanpao helps you compare offers, check eligibility, and apply seamlessly for a gold loan tailored to Delhi’s market.

Eligibility Criteria for Gold Loan in Delhi

Documents Required for Gold Loan in Delhi

• Identity Proof: Aadhaar Card, PAN Card, or Passport.
• Address Proof: Utility bill, Aadhaar, or Rental Agreement (Delhi address).
• Gold Ownership Proof: Purchase receipt (if available).
• Photographs: 2 passport-sized photographs.

Benefits of Gold Loan in Delhi

• Low interest rates starting at 9% per annum in 2025.
• Loan amounts up to ₹50 lakh based on gold value in Delhi.
• Quick disbursal within 1 hour from lenders like Muthoot Finance in Delhi.
• No credit score required as the loan is secured by gold.
• Doorstep gold valuation services in Delhi through Loanpao.

Factors Affecting Gold Loan in Delhi

Gold Purity

Higher purity (22 karat) results in a higher loan amount in Delhi.

Market Gold Price

Loan amount depends on the current gold price in Delhi (e.g., ₹5,000 per gram).

Loan-to-Value (LTV) Ratio

Lenders offer up to 75% of the gold’s value as per RBI guidelines.

Interest Rate

Rates vary from 9% to 14%, impacting your repayment.

How to Apply for a Gold Loan in Delhi

Follow these steps to apply for a gold loan in Delhi through Loanpao:

1. Visit loanpao.in and select "Gold Loan in Delhi."
2. Fill out the online application form with your details (name, Delhi address).
3. Upload required documents (Aadhaar, PAN, address proof).
4. Schedule a doorstep gold valuation in Delhi.
5. Compare offers from top Delhi lenders like Muthoot Finance, SBI, and HDFC.
6. Get instant disbursal within 1 hour after gold verification.

Loan Eligibility for Gold Loan in Delhi

Check your eligibility for a gold loan in Delhi with Loanpao’s eligibility tool:

• Enter the weight of your gold (minimum 10 grams).
• Specify the purity of your gold (18 to 22 karat).
• Provide your Delhi address for localized offers.

Loanpao will instantly assess your eligibility and suggest the best gold loan offers in Delhi.

Track Your Gold Loan Application in Delhi

Loanpao provides a seamless tracker for your gold loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on your application status (e.g., gold valuation, approved, disbursed).
• Receive notifications for gold verification in Delhi.
• Contact Loanpao support for assistance with delays in Delhi.

Gold Loan Comparison in Delhi

Compare gold loan offers from top lenders in Delhi:

Frequently Asked Questions

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