An agricultural loan in Delhi provides financial support for farmers and agribusinesses to cover expenses like seeds, fertilizers, equipment, or irrigation systems. In 2025, Loanpao offers agricultural loans in Delhi with interest rates starting at 6% p.a., tenures up to 15 years, and loan amounts ranging from ₹5 lakh to ₹10 crore, tailored for agricultural growth in the region.
Eligibility Criteria for Agricultural Loan in Delhi
Criteria
Details
Applicant Type
Farmers, agricultural cooperatives, or agribusinesses
Land Ownership
Ownership or lease of agricultural land in Delhi
Residency
Resident of Delhi with valid address proof
Annual Income
Minimum ₹3 lakh from agricultural activities
Credit Score
Preferred score of 600 or above
Documents Required for Agricultural Loan in Delhi
Identity Proof: Aadhaar Card, PAN Card, or Voter ID.
Address Proof: Utility bill or Aadhaar Card (Delhi address).
Land Documents: Land ownership deed, lease agreement, or Khasra-Khatauni records.
Income Proof: Agricultural income proof (sale receipts, ITR for last 2 years).
Bank Statement: Last 6 months' bank statements.
Farming Plan: Details of agricultural activities or proposed project.
Benefits of Agricultural Loan in Delhi
Low interest rates starting at 6% per annum in 2025.
Loan amounts up to ₹10 crore for agricultural projects in Delhi.
Flexible repayment tenure of up to 15 years.
Quick processing within 10-15 days with Loanpao in Delhi.
Subsidies available under government schemes like Kisan Credit Card (KCC).
Factors Affecting Agricultural Loan in Delhi
Land Value
The value and size of agricultural land in Delhi influence the loan amount.
Credit Score
A higher credit score ensures better interest rates for agricultural loans.
Crop Yield
Consistent crop yield and agricultural income improve loan eligibility.
Government Policies
Subsidies and schemes in Delhi can affect loan terms and benefits.
How to Apply for an Agricultural Loan in Delhi
Follow these steps to apply for an agricultural loan in Delhi through Loanpao:
Visit loanpao.in and select "Agricultural Loan in Delhi."
Enter details about your agricultural activities (land size, crop type).
Fill out the online application form with your details (name, Delhi address).
Upload required documents (land records, KYC, income proof).
Schedule a doorstep document pickup in Delhi and get approval within 10-15 days.
Compare agricultural loan options available in Delhi:
Loan Type
Interest Rate
Loan Amount
Tenure
Processing Fee
Crop Loan
6% p.a.
Up to ₹10 lakh
Up to 5 years
0.5% of loan amount
Equipment Loan
6.5% p.a.
Up to ₹5 crore
Up to 10 years
0.8% of loan amount
Irrigation Loan
6.2% p.a.
Up to ₹10 crore
Up to 15 years
0.6% of loan amount
Frequently Asked Questions
Farmers, agricultural cooperatives, or agribusinesses with land in Delhi, a minimum annual income of ₹3 lakh from farming, and a credit score of 600+ can apply.
Interest rates start at 6% per annum, depending on the loan type and eligibility.
The process typically takes 10-15 days in Delhi, depending on document verification and lender approval.
Options include crop loans, equipment loans, and irrigation loans for farmers in Delhi.
The maximum tenure can go up to 15 years for irrigation loans in Delhi.
Yes, processing fees start at 0.5% of the loan amount, and additional charges like documentation fees may apply.
Missing a repayment may lead to late fees, impact your credit score, and in extreme cases, seizure of collateral by the lender.
Yes, Loanpao offers an online application process with doorstep document pickup in Delhi.
The maximum amount can be up to ₹10 crore for irrigation loans in Delhi.
Collateral may be required for larger loans, such as agricultural land or assets, depending on the loan amount.
