Overview of Industrial Loan in Bhiwadi

Bhiwadi, a key industrial hub in Rajasthan’s Alwar district within the NCR, offers industrial loans to support manufacturing units, infrastructure projects, and machinery purchases. These loans cater to businesses and entrepreneurs, with amounts ranging from ₹10 lakh to ₹50 crore. Interest rates start at 9% p.a., and lenders like SIDBI, SBI, and HDFC Bank provide quick disbursal within 7–15 days. Loanpao streamlines the process with online applications and eligibility checks tailored for Bhiwadi’s industrial ecosystem.

Eligibility Criteria for Industrial Loan in Bhiwadi

Criteria Details
Business Type Registered manufacturing or industrial units in Bhiwadi
Business Vintage Minimum 3 years of operations
Turnover Minimum ₹50 lakh annually
Credit Score 700+ preferred; 650+ may qualify with higher rates
Collateral Property, machinery, or other assets (optional for some schemes)

Documents Required for Industrial Loan in Bhiwadi

  • Business Proof: GST registration, Udyam certificate, or company incorporation documents.
  • Identity Proof: Aadhaar, PAN Card of business owners.
  • Financials: ITR (3 years), balance sheets, profit & loss statements.
  • Collateral Documents: Property papers or machinery invoices (if applicable).
  • Bank Statements: Last 12 months of business account.

Benefits of Industrial Loan in Bhiwadi

  • Loan amounts from ₹10 lakh to ₹50 crore for industrial needs.
  • Competitive interest rates starting at 9% p.a. in 2025.
  • Flexible repayment tenures from 3 to 15 years.
  • Fast disbursal within 7–15 days in Bhiwadi.
  • Support for expansion, modernization, and green energy projects.

Factors Affecting Industrial Loan in Bhiwadi

Business Financials

Strong revenue and profitability improve loan terms in Bhiwadi.

Credit Score

Higher scores (700+) secure lower rates; lower scores increase costs.

Collateral Value

High-value assets reduce interest rates for secured loans.

Lender Policies

SIDBI offers subsidized rates for MSMEs; banks like SBI may have stricter criteria.

How to Apply for an Industrial Loan in Bhiwadi

Follow these steps to apply for an industrial loan in Bhiwadi through Loanpao:

  1. Visit loanpao.in and select "Industrial Loan in Bhiwadi."
  2. Fill out the online application with business and project details.
  3. Upload documents (GST registration, financials, collateral papers).
  4. Compare offers from lenders like SIDBI, SBI, and HDFC Bank in Bhiwadi.
  5. Get approval and funds disbursed within 7–15 days.

Loan Eligibility for Industrial Loan in Bhiwadi

Check your eligibility for an industrial loan in Bhiwadi with Loanpao’s tool:

  • Enter business details (type, vintage, turnover).
  • Provide financials (ITR, balance sheets).
  • Submit credit score and collateral details (if applicable).
  • Include Bhiwadi address proof for localized offers.

Loanpao will evaluate your eligibility and recommend the best industrial loan offers in Bhiwadi.

Check Eligibility Now

Track Your Industrial Loan Application in Bhiwadi

Loanpao offers a seamless tracker for your industrial loan application:

  • Submit your application ID on the Loanpao Tracker page.
  • Monitor real-time status updates (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Bhiwadi.
  • Contact Loanpao support for assistance with delays in Bhiwadi.
Track Application Now

Industrial Loan Comparison in Bhiwadi

Compare industrial loan offers from top lenders in Bhiwadi:

Lender Interest Rate Loan Amount Tenure Processing Fee
SIDBI 9.0% p.a. ₹10 lakh–₹25 crore 3–15 years 0.5–1% of loan amount
SBI 9.5% p.a. ₹50 lakh–₹50 crore 3–12 years 1–1.5% of loan amount
HDFC Bank 9.2% p.a. ₹25 lakh–₹30 crore 3–10 years 0.75–1.5% of loan amount

Frequently Asked Questions

Startups with 1–3 years of operations may qualify for smaller loans with collateral in Bhiwadi.

Disbursal typically takes 7–15 days after document verification in Bhiwadi.

Collateral is optional for some schemes like SIDBI’s; banks like SBI may require it.

Yes, lenders like SIDBI offer special schemes for green energy projects in Bhiwadi.

Up to ₹50 crore, depending on the lender and project viability.

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