Home Loan in Bhiwadi 2025

Overview of Home Loan in Bhiwadi

Bhiwadi, a fast-growing industrial hub in Rajasthan’s Alwar district within the NCR, is an attractive destination for homebuyers. Home loans in Bhiwadi for 2025 offer financing for purchasing, constructing, or renovating homes, with competitive rates starting at 8.50% p.a. Lenders like AAVAS Financiers, Bajaj Housing Finance, and SBI provide loans up to ₹15 crore with tenures up to 30 years. Loanpao helps Bhiwadi residents compare offers, check eligibility, and apply online, leveraging PMAY benefits for eligible applicants.

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Eligibility Criteria for Home Loan in Bhiwadi

Criteria	Details
Age	21 to 65 years
Income	Minimum ₹25,000/month (salaried); stable business income (self-employed)
Employment	Salaried (2 years experience) or self-employed (3 years business continuity)
Credit Score	Minimum 700; higher scores improve terms
Residence	Valid Bhiwadi address proof

Documents Required for Home Loan in Bhiwadi

• Identity Proof: Aadhaar, PAN Card, Driving License, Passport, or Voter ID.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Bhiwadi address).
• Income Proof: Salary slips (last 3 months), bank statements (last 6 months), ITR (last 2 years).
• Property Documents: Sale agreement, title deed, NOC, and approved plan.
• Photograph: Recent passport-size photograph.

Benefits of Home Loan in Bhiwadi

• Loan amounts up to ₹15 crore for home purchase, construction, or renovation.
• Competitive interest rates starting at 8.50% p.a. in 2025.
• Flexible repayment tenures up to 30 years.
• PMAY subsidies for eligible Bhiwadi residents (up to ₹2.67 lakh).
• Quick disbursal within 15–30 days post-document verification.

Factors Affecting Home Loan in Bhiwadi

Interest Rate

Rates range from 8.50% to 12% p.a., based on credit score and lender policies.

Loan Amount

Up to ₹15 crore, depending on income, property value, and repayment capacity.

Credit Score

A score above 700 ensures better rates; lower scores may increase costs.

Property Type

Loans for residential properties in Bhiwadi’s approved areas are prioritized.

How to Apply for a Home Loan in Bhiwadi

Follow these steps to apply for a home loan in Bhiwadi through Loanpao:

1. Visit loanpao.in and select "Home Loan in Bhiwadi."
2. Fill out the online application form with details (name, Bhiwadi address, income).
3. Upload required documents (Aadhaar, salary slips, property papers).
4. Compare offers from top Bhiwadi lenders like AAVAS, Bajaj, and SBI.
5. Get approval and funds disbursed within 15–30 days in Bhiwadi.

Apply Now

Loan Eligibility for Home Loan in Bhiwadi

Check your eligibility for a home loan in Bhiwadi with Loanpao’s tool:

• Enter your monthly income (minimum ₹25,000).
• Provide your credit score (preferably above 700).
• Specify your employment type (salaried or self-employed).
• Include your Bhiwadi address for localized offers.

Loanpao will assess your eligibility and suggest the best home loan offers in Bhiwadi.

Check Eligibility Now

Track Your Home Loan Application in Bhiwadi

Loanpao provides a seamless tracker for your home loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on status (e.g., under review, approved, disbursed).
• Receive notifications for disbursal updates in Bhiwadi.
• Contact Loanpao support for assistance with delays in Bhiwadi.

Track Application Now

Home Loan Comparison in Bhiwadi

Compare home loan offers from top lenders in Bhiwadi:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
AAVAS Financiers	8.50% p.a.	Up to ₹1 crore	Up to 30 years	0.25–0.50% of loan amount
Bajaj Housing Finance	8.70% p.a.	Up to ₹15 crore	Up to 32 years	0.50% of loan amount
SBI	8.90% p.a.	Up to ₹7 crore	Up to 30 years	0.35% of loan amount

Frequently Asked Questions

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