Gold Loan in Bhiwadi 2025

Overview of Gold Loan in Bhiwadi

Bhiwadi, a thriving industrial hub in Rajasthan’s Alwar district within the NCR, offers gold loans for quick financial needs. These loans use gold ornaments or coins as collateral, providing funds for personal or business purposes. Loan amounts range from ₹10,000 to ₹1 crore, with interest rates starting at 7.5% p.a. Lenders like Muthoot Finance, Manappuram Finance, and HDFC Bank serve Bhiwadi residents, with disbursal often within hours. Loanpao streamlines the process with online applications and secure gold valuation.

Eligibility Criteria for Gold Loan in Bhiwadi

Criteria	Details
Age	21 to 70 years
Gold Quality	18 to 22 carat gold (ornaments or coins)
Residency	Permanent resident of Bhiwadi with valid address proof
Income	No minimum income required
Credit Score	Not mandatory; gold acts as security

Documents Required for Gold Loan in Bhiwadi

• Identity Proof: Aadhaar, PAN Card, Passport, or Voter ID.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Bhiwadi address).
• Gold Ownership Proof: Purchase receipt (if available).
• Photograph: Two recent passport-size photographs.

Benefits of Gold Loan in Bhiwadi

• Loan amounts from ₹10,000 to ₹1 crore based on gold value.
• Low interest rates starting at 7.5% p.a. in 2025.
• Flexible repayment tenures from 3 months to 3 years.
• Instant disbursal, often within 1–3 hours in Bhiwadi.
• No credit score or income proof required.

Factors Affecting Gold Loan in Bhiwadi

Gold Purity

Higher carat gold (18–22 carat) secures larger loan amounts.

Loan-to-Value Ratio

Up to 75% of the gold’s market value as per RBI guidelines.

Market Gold Price

Fluctuations in gold prices affect loan amounts in Bhiwadi.

Lender Policies

NBFCs like Muthoot Finance may offer higher LTV than banks in Bhiwadi.

How to Apply for a Gold Loan in Bhiwadi

Follow these steps to apply for a gold loan in Bhiwadi through Loanpao:

1. Visit loanpao.in and select "Gold Loan in Bhiwadi."
2. Fill out the online application form with personal details (name, Bhiwadi address).
3. Upload documents (Aadhaar, address proof).
4. Schedule gold valuation with lenders like Muthoot Finance or Manappuram Finance in Bhiwadi.
5. Get approval and funds disbursed within 1–3 hours.

Apply Now

Loan Eligibility for Gold Loan in Bhiwadi

Check your eligibility for a gold loan in Bhiwadi with Loanpao’s tool:

• Enter personal details (age, Bhiwadi address).
• Specify gold details (weight, carat).
• Provide address proof for localized offers in Bhiwadi.

Loanpao will evaluate your eligibility and recommend the best gold loan offers in Bhiwadi.

Check Eligibility Now

Track Your Gold Loan Application in Bhiwadi

Loanpao offers a seamless tracker for your gold loan application:

• Submit your application ID on the Loanpao Tracker page.
• Monitor real-time status updates (e.g., valuation, approved, disbursed).
• Receive notifications for disbursal updates in Bhiwadi.
• Contact Loanpao support for assistance with delays in Bhiwadi.

Track Application Now

Gold Loan Comparison in Bhiwadi

Compare gold loan offers from top lenders in Bhiwadi:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
Muthoot Finance	7.5% p.a.	₹10,000–₹1 crore	3 months–3 years	0.25–1% of loan amount
Manappuram Finance	7.8% p.a.	₹10,000–₹50 lakh	3 months–2 years	0.5% of loan amount
HDFC Bank	8.0% p.a.	₹25,000–₹75 lakh	6 months–3 years	0.5–1% of loan amount

Frequently Asked Questions

Related Pages