Business Loan in Bhiwadi 2025

Overview of Business Loan in Bhiwadi

Bhiwadi, a key industrial hub in Rajasthan’s Alwar district within the NCR, is a hotspot for MSMEs and startups. Business loans in Bhiwadi for 2025 provide financing for working capital, expansion, or equipment purchase, with loan amounts up to ₹80 lakh. Lenders like Bajaj Finserv, SBI, and Karnataka Bank offer rates starting at 10.25% p.a. Loanpao helps Bhiwadi entrepreneurs compare offers, check eligibility, and apply online, with disbursal in 7–15 days, supported by schemes like MUDRA and Stand-Up India.

Eligibility Criteria for Business Loan in Bhiwadi

Criteria	Details
Age	21 to 65 years
Business Experience	Minimum 2 years (MSMEs) or 3 years (others)
Turnover	Minimum ₹10 lakh p.a.
Credit Score	Minimum 700; higher scores improve terms
Business Registration	Valid registration in Bhiwadi (GST, Udyam, etc.)

Documents Required for Business Loan in Bhiwadi

• Identity Proof: Aadhaar, PAN Card, Driving License, Passport, or Voter ID.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Bhiwadi address).
• Business Proof: GST registration, Udyam certificate, shop license.
• Financial Documents: ITR (last 2 years), bank statements (last 6 months), balance sheet.
• Photograph: Recent passport-size photograph.

Benefits of Business Loan in Bhiwadi

• Loan amounts up to ₹80 lakh for working capital or expansion.
• Competitive interest rates starting at 10.25% p.a. in 2025.
• Flexible repayment tenures up to 8 years.
• Collateral-free options for loans up to ₹50 lakh under MUDRA.
• Quick disbursal within 7–15 days for Bhiwadi businesses.

Factors Affecting Business Loan in Bhiwadi

Interest Rate

Rates range from 10.25% to 18% p.a., based on credit score, turnover, and collateral.

Loan Amount

Up to ₹80 lakh, depending on business turnover and repayment capacity.

Credit Score

A score above 700 ensures better rates; lower scores may require collateral.

Business Type

Registered MSMEs and startups in Bhiwadi’s industrial sectors are prioritized.

How to Apply for a Business Loan in Bhiwadi

Follow these steps to apply for a business loan in Bhiwadi through Loanpao:

1. Visit loanpao.in and select "Business Loan in Bhiwadi."
2. Fill out the online application form with details (business name, Bhiwadi address, turnover).
3. Upload required documents (Aadhaar, ITR, GST certificate).
4. Compare offers from top Bhiwadi lenders like Bajaj Finserv, SBI, and Karnataka Bank.
5. Get approval and funds disbursed within 7–15 days in Bhiwadi.

Apply Now

Loan Eligibility for Business Loan in Bhiwadi

Check your eligibility for a business loan in Bhiwadi with Loanpao’s tool:

• Enter your annual turnover (minimum ₹10 lakh).
• Provide your credit score (preferably above 700).
• Specify your business type (MSME, startup, etc.).
• Include your Bhiwadi business address for localized offers.

Loanpao will assess your eligibility and suggest the best business loan offers in Bhiwadi.

Check Eligibility Now

Track Your Business Loan Application in Bhiwadi

Loanpao provides a seamless tracker for your business loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on status (e.g., under review, approved, disbursed).
• Receive notifications for disbursal updates in Bhiwadi.
• Contact Loanpao support for assistance with delays in Bhiwadi.

Track Application Now

Business Loan Comparison in Bhiwadi

Compare business loan offers from top lenders in Bhiwadi:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
Bajaj Finserv	10.25% p.a.	Up to ₹80 lakh	Up to 8 years	1–2% of loan amount
SBI	11.00% p.a.	Up to ₹50 lakh	Up to 7 years	0.50–1% of loan amount
Karnataka Bank	11.50% p.a.	Up to ₹75 lakh	Up to 7 years	0.75% of loan amount

Frequently Asked Questions

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