Overview of Credit Card Loan in Bawal, Rewari
Credit card loans in Bawal, Rewari allow cardholders to borrow funds against their credit card limit for personal expenses like medical emergencies, travel, or debt consolidation. In 2025, these loans start at 12% p.a., with amounts up to ₹5 lakh based on the card’s limit. Lenders like SBI Card, HDFC Bank, and ICICI Bank in Bawal, Rewari offer instant disbursal with minimal documentation. Loanpao simplifies the process by comparing offers, checking eligibility, and enabling online applications with funds credited in 24–48 hours.
Eligibility Criteria for Credit Card Loan in Bawal, Rewari
| Criteria | Details |
|---|---|
| Credit Card Ownership | Active credit card with good repayment history |
| Age | 21–60 years |
| Credit Limit | Minimum ₹50,000 available limit |
| Residence | Resident of Bawal, Rewari |
| Credit Score | 650+ preferred for better terms |
Documents Required for Credit Card Loan in Bawal, Rewari
- Identity Proof: Aadhaar, PAN Card, or Passport.
- Address Proof: Utility bill, Aadhaar, or rental agreement for Bawal, Rewari address.
- Credit Card Details: Card number, statement (last 3 months).
- Income Proof (if required): Salary slips (3 months) or ITR for self-employed.
Benefits of Credit Card Loan in Bawal, Rewari
- Instant disbursal within 24–48 hours in Bawal, Rewari.
- Competitive interest rates starting at 12% p.a. in 2025.
- Loan amounts up to ₹5 lakh, based on credit card limit.
- Flexible repayment tenures from 3 months to 3 years.
- Minimal documentation for quick approvals.
Factors Affecting Credit Card Loan in Bawal, Rewari
Interest Rate
Rates range from 12% to 24% p.a., depending on credit score, card limit, and repayment history.
Loan Amount
Typically 50–90% of the available credit card limit, up to ₹5 lakh.
Credit Score
A score of 650+ ensures better rates; lower scores may result in higher interest or rejection.
Repayment History
Consistent on-time credit card payments improve approval chances in Bawal, Rewari.
How to Apply for a Credit Card Loan in Bawal, Rewari
Follow these steps to apply for a credit card loan in Bawal, Rewari through Loanpao:
- Visit loanpao.in and select "Credit Card Loan in Bawal, Rewari."
- Complete the online application with personal and credit card details (name, Bawal, Rewari address, card number).
- Upload required documents (ID, address proof, card statement).
- Compare offers from top lenders like SBI Card, HDFC Bank, and ICICI Bank in Bawal, Rewari.
- Receive funds in your account within 24–48 hours.
Loan Eligibility for Credit Card Loan in Bawal, Rewari
Check your eligibility for a credit card loan in Bawal, Rewari with Loanpao’s tool:
- Enter personal details (age, Bawal, Rewari address).
- Provide credit card details (issuer, limit, repayment history).
- Submit income proof if requested (salary slips or ITR).
- Specify loan amount and purpose (e.g., emergency, travel).
Loanpao will evaluate your eligibility and recommend the best credit card loan offers in Bawal, Rewari.
Check Eligibility NowTrack Your Credit Card Loan Application in Bawal, Rewari
Loanpao offers a seamless tracker for your credit card loan application:
- Enter your application ID on the Loanpao Tracker page.
- Receive real-time updates on status (e.g., under review, approved, disbursed).
- Get notifications for fund disbursal in Bawal, Rewari.
- Contact Loanpao support for assistance with delays in Bawal, Rewari.
Credit Card Loan Comparison in Bawal, Rewari
Compare credit card loan offers from top lenders in Bawal, Rewari:
| Lender | Interest Rate | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI Card | 12% p.a. | Up to ₹5 lakh | 3–36 months | 1% of loan amount |
| HDFC Bank | 12.5% p.a. | Up to ₹4 lakh | 6–24 months | 1.5% of loan amount |
| ICICI Bank | 13% p.a. | Up to ₹3 lakh | 3–24 months | 2% of loan amount |
Frequently Asked Questions
Credit card loans can be used for personal expenses like medical bills, travel, debt consolidation, or urgent cash needs in Bawal, Rewari.
Funds are typically disbursed within 24–48 hours after approval in Bawal, Rewari.
Loan amounts can go up to ₹5 lakh, depending on the available credit card limit.
A credit score of 650+ is preferred, but approval largely depends on credit card repayment history.
Yes, most credit card loans require minimal documentation, and income proof may not be mandatory for small amounts.
Credit card loans are unsecured, requiring no collateral, as they are based on the credit card limit.