Unlock Funds Against Your Property in Bahadurgarh | Apply with Loanpao
Overview of Mortgage Loan in Bahadurgarh
Mortgage loans in Bahadurgarh allow property owners to secure funds by pledging residential or commercial property for personal or business needs. In 2025, these loans offer interest rates starting at 9% p.a., loan amounts up to ₹1 crore (based on property value and income), and tenures up to 15 years. Lenders like SBI, Axis Bank, and Bajaj Finance provide tailored mortgage loan solutions through Loanpao’s platform, with disbursal within 7–10 days for Bahadurgarh applicants.
Eligibility Criteria for Mortgage Loan in Bahadurgarh
Criteria
Details
Applicant Type
Salaried, self-employed, or business owners in Bahadurgarh
Income
Minimum ₹25,000/month (salaried) or ₹5 lakh annual income (self-employed/business)
Age
21–65 years
Credit Score
700 or above preferred
Property Type
Residential or commercial property in Bahadurgarh
Documents Required for Mortgage Loan in Bahadurgarh
Identity Proof: Aadhaar, PAN Card, or Voter ID.
Address Proof: Utility bill, Aadhaar, or rental agreement (Bahadurgarh address).
Income Proof: Salary slips (6 months), bank statements (12 months), or ITR (2 years).
Property Documents: Title deed, property tax receipt, approved building plan.
Photograph: Recent passport-size photo.
Benefits of Mortgage Loan in Bahadurgarh
Loan amounts up to ₹1 crore based on property value.
Competitive interest rates starting at 9% p.a. in 2025.
Flexible repayment tenures up to 15 years.
Use funds for personal, business, or other financial needs.
Fast disbursal within 7–10 days in Bahadurgarh.
Factors Affecting Mortgage Loan in Bahadurgarh
Interest Rate
Rates range from 9% to 12% p.a., based on credit score, income, and loan-to-value (LTV) ratio.
Loan Amount
Up to ₹1 crore, depending on property valuation and repayment capacity.
Credit Score
Scores above 700 improve approval chances and lower rates in Bahadurgarh.
Property Valuation
Lender-assessed property value determines loan eligibility and amount.
How to Apply for a Mortgage Loan in Bahadurgarh
Follow these steps to apply for a mortgage loan in Bahadurgarh through Loanpao:
Visit loanpao.in and select "Mortgage Loan in Bahadurgarh."
Fill out the online application form with personal and property details (name, Bahadurgarh address, loan purpose).
Compare mortgage loan offers from top lenders in Bahadurgarh:
Lender
Interest Rate
Loan Amount
Tenure
Processing Fee
SBI
9% p.a.
Up to ₹1 crore
Up to 15 years
0.5% of loan amount
Axis Bank
9.5% p.a.
Up to ₹75 lakh
Up to 12 years
0.75% of loan amount
Bajaj Finance
10% p.a.
Up to ₹50 lakh
Up to 10 years
1% of loan amount
Frequently Asked Questions
Mortgage loans in Bahadurgarh can be used for personal needs (e.g., medical emergencies, education) or business purposes (e.g., expansion, working capital).
Mortgage loans in Bahadurgarh are disbursed within 7–10 days after property verification and document approval.
The maximum loan amount is up to ₹1 crore, based on property value and income.
Yes, defaulting on a mortgage loan may lead to foreclosure of the pledged property after repeated non-payment.
Yes, most lenders allow prepayment with minimal or no charges, depending on the loan terms.