Overview of Gold Loan in Bahadurgarh

Gold loans in Bahadurgarh offer quick financing by pledging gold jewellery or ornaments, ideal for personal or business needs. In 2025, these loans provide interest rates starting at 7.5% p.a., loan amounts up to ₹1 crore (based on gold value), and tenures up to 3 years. Lenders like Muthoot Finance, Manappuram Finance, and SBI offer gold loan options through Loanpao’s platform, with disbursal within 1–3 days for Bahadurgarh applicants.

Eligibility Criteria for Gold Loan in Bahadurgarh

Criteria Details
Applicant Type Individuals (salaried, self-employed, or non-working) in Bahadurgarh
Age 21–70 years
Gold Purity 18–24 carat gold jewellery or ornaments
Loan-to-Value (LTV) Up to 75% of gold’s market value
Collateral Gold jewellery or ornaments

Documents Required for Gold Loan in Bahadurgarh

  • Identity Proof: Aadhaar, PAN Card, or Voter ID.
  • Address Proof: Utility bill, Aadhaar, or rental agreement (Bahadurgarh address).
  • Gold Ownership Proof: Purchase receipt (if available).
  • Photograph: Recent passport-size photo of the applicant.

Benefits of Gold Loan in Bahadurgarh

  • Loan amounts up to ₹1 crore based on gold value.
  • Low interest rates starting at 7.5% p.a. in 2025.
  • Quick disbursal within 1–3 days in Bahadurgarh.
  • Minimal documentation with no income proof required.
  • Flexible repayment options (bullet or EMI).

Factors Affecting Gold Loan in Bahadurgarh

Interest Rate

Rates range from 7.5% to 12% p.a., based on lender, loan amount, and tenure.

Loan Amount

Up to ₹1 crore, depending on gold purity and market value (LTV up to 75%).

Gold Purity

Higher purity (22–24 carat) fetches better loan amounts in Bahadurgarh.

Market Gold Price

Fluctuations in gold prices affect the loan amount offered.

How to Apply for a Gold Loan in Bahadurgarh

Follow these steps to apply for a gold loan in Bahadurgarh through Loanpao:

  1. Visit loanpao.in and select "Gold Loan in Bahadurgarh."
  2. Fill out the online application form with applicant details (name, Bahadurgarh address).
  3. Visit the lender’s branch in Bahadurgarh for gold appraisal.
  4. Submit minimal documents (identity, address proof).
  5. Receive funds disbursed within 1–3 days in Bahadurgarh.

Loan Eligibility for Gold Loan in Bahadurgarh

Check your eligibility for a gold loan in Bahadurgarh with Loanpao’s tool:

  • Confirm applicant details (age 21–70 years).
  • Provide gold details (18–24 carat jewellery or ornaments).
  • Estimate gold weight and market value.
  • Verify Bahadurgarh address.

Loanpao will assess your eligibility and suggest the best gold loan offers in Bahadurgarh.

Check Eligibility Now

Track Your Gold Loan Application in Bahadurgarh

Loanpao provides a seamless tracker for your gold loan application:

  • Submit your application ID on the Loanpao Tracker page.
  • Get real-time updates on status (e.g., under appraisal, approved, disbursed).
  • Receive notifications for disbursal updates in Bahadurgarh.
  • Contact Loanpao support for assistance with delays in Bahadurgarh.
Track Application Now

Gold Loan Comparison in Bahadurgarh

Compare gold loan offers from top lenders in Bahadurgarh:

Lender Interest Rate Loan Amount Tenure Processing Fee
Muthoot Finance 7.5% p.a. Up to ₹1 crore Up to 3 years 0.25% of loan amount
Manappuram Finance 8% p.a. Up to ₹75 lakh Up to 2 years 0.5% of loan amount
SBI 8.5% p.a. Up to ₹50 lakh Up to 3 years 0.75% of loan amount

Frequently Asked Questions

No, income proof is not required for gold loans in Bahadurgarh, as the loan is secured against gold.

The loan amount is based on the gold’s market value and purity, with up to 75% LTV (Loan-to-Value) ratio.

If you default, the lender may auction the pledged gold to recover the loan amount.

Yes, most lenders allow prepayment with no or minimal charges, depending on the loan terms.

Yes, reputed lenders store gold in secure vaults and provide insurance for pledged gold in Bahadurgarh.

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