Overview of Agricultural Loan in Bahadurgarh

Agricultural loans in Bahadurgarh support farmers and agribusinesses with financing for crop cultivation, equipment purchase, irrigation, and allied activities like dairy or poultry. In 2025, these loans offer interest rates starting at 7% p.a., loan amounts up to ₹50 lakh (based on land value and project viability), and tenures up to 15 years. Lenders like SBI, NABARD, and HDFC Bank provide agricultural loans through Loanpao’s platform, with disbursal within 7–20 days for Bahadurgarh applicants.

Eligibility Criteria for Agricultural Loan in Bahadurgarh

Criteria Details
Applicant Type Farmers, agricultural cooperatives, or agribusiness owners in Bahadurgarh
Age 21–65 years
Land Ownership Owned or leased agricultural land
Credit Score 650 or above (preferred)
Collateral Land, crops, or equipment (for secured loans)

Documents Required for Agricultural Loan in Bahadurgarh

  • Identity Proof: PAN Card, Aadhaar Card.
  • Address Proof: Utility bill, Aadhaar, or land records (Bahadurgarh address).
  • Land Documents: Land deed, 7/12 extract, or lease agreement.
  • Income Proof: Crop yield records, bank statements (6 months), or ITR.
  • Project Details: Farming plan or agribusiness proposal.
  • Collateral Documents: Land valuation report or equipment details (if applicable).

Benefits of Agricultural Loan in Bahadurgarh

  • Low interest rates starting at 7% p.a. in 2025.
  • Loan amounts up to ₹50 lakh for farming and equipment.
  • Flexible tenures up to 15 years for repayment.
  • Support for crop cultivation, irrigation, and allied activities in Bahadurgarh.
  • Fast processing via Loanpao’s platform (7–20 days).

Factors Affecting Agricultural Loan in Bahadurgarh

Interest Rate

Rates range from 7% to 12% p.a., based on loan type, collateral, and government subsidies.

Loan Amount

Up to ₹50 lakh, depending on land value, project viability, and repayment capacity.

Credit Score

A score of 650+ improves approval chances, though some schemes accept lower scores.

Land Ownership

Owned or leased land with clear documentation is critical for approval in Bahadurgarh.

How to Apply for an Agricultural Loan in Bahadurgarh

Follow these steps to apply for an agricultural loan in Bahadurgarh through Loanpao:

  1. Visit loanpao.in and select "Agricultural Loan in Bahadurgarh."
  2. Fill out the online application form with personal and farming details.
  3. Upload required documents (identity, address, land records, project plan).
  4. Compare offers from lenders like SBI, NABARD, and HDFC Bank.
  5. Receive funds disbursed within 7–20 days in Bahadurgarh.

Loan Eligibility for Agricultural Loan in Bahadurgarh

Check your eligibility for an agricultural loan in Bahadurgarh with Loanpao’s tool:

  • Confirm farming or agribusiness details (e.g., crop type, land size).
  • Provide land ownership or lease documents.
  • Submit credit score (650+ preferred).
  • Specify loan purpose (e.g., equipment, irrigation, dairy).
  • Verify Bahadurgarh address.

Loanpao will assess your eligibility and suggest the best agricultural loan offers in Bahadurgarh.

Check Eligibility Now

Track Your Agricultural Loan Application in Bahadurgarh

Loanpao provides a seamless tracker for your agricultural loan application:

  • Submit your application ID on the Loanpao Tracker page.
  • Get real-time updates on status (e.g., under review, approved, disbursed).
  • Receive notifications for disbursal updates in Bahadurgarh.
  • Contact Loanpao support for assistance with delays in Bahadurgarh.
Track Application Now

Agricultural Loan Comparison in Bahadurgarh

Compare agricultural loan offers from top lenders in Bahadurgarh:

Lender Interest Rate Loan Amount Tenure Processing Fee
SBI 7% p.a. Up to ₹50 lakh Up to 15 years 0.5% of loan amount
NABARD 7.5% p.a. Up to ₹40 lakh Up to 12 years 0.75% of loan amount
HDFC Bank 8% p.a. Up to ₹30 lakh Up to 10 years 1% of loan amount

Frequently Asked Questions

Yes, tenant farmers with valid lease agreements can apply for agricultural loans in Bahadurgarh.

Some agricultural loans, especially through NABARD or government schemes, offer interest subsidies for eligible farmers.

Loans can be used for crop cultivation, equipment purchase, irrigation, dairy, poultry, or other allied activities.

Approval and disbursal typically take 7–20 days, depending on document verification and lender policies.

Yes, most lenders allow prepayment with minimal or no charges, especially for agricultural loans.

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