Gold Loan in Alwar, Rajasthan 2025

Overview of Gold Loan in Alwar, Rajasthan

Gold loans in Alwar, Rajasthan, provide quick cash against gold jewellery for personal or business needs. In 2025, these loans offer interest rates starting at 7.5% p.a., with loan amounts up to ₹50 lakh based on gold valuation. Lenders like Muthoot Finance, Manappuram Finance, and SBI provide flexible tenures up to 3 years. Loanpao helps Alwar residents compare gold loan offers, check eligibility, and apply online for same-day disbursal.

Eligibility Criteria for Gold Loan in Alwar

Criteria	Details
Age	21–70 years
Gold Quality	18–24 carat gold jewellery
Ownership	Applicant must own the gold
Residence	Valid Alwar address proof
Credit Score	Not mandatory; gold secures the loan

Documents Required for Gold Loan in Alwar

• Identity Proof: Aadhaar, PAN Card, or Voter ID.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Alwar address).
• Gold Ownership Proof: Purchase receipt (if available).
• Photographs: 2 passport-sized photos.

Benefits of Gold Loan in Alwar

• Loan amounts up to ₹50 lakh based on gold value.
• Low interest rates starting at 7.5% p.a. in 2025.
• Quick disbursal, often within hours in Alwar.
• No credit score required; gold is the collateral.
• Flexible repayment options up to 3 years.

Factors Affecting Gold Loan in Alwar

Gold Valuation

Loan amount depends on gold purity (18–24 carat) and current market rates.

Interest Rate

Rates range from 7.5% to 12% p.a., based on lender and loan tenure.

Loan-to-Value (LTV) Ratio

Up to 75% of gold value as per RBI guidelines.

Lender Policies

NBFCs like Muthoot may offer higher LTV than banks like SBI in Alwar.

How to Apply for a Gold Loan in Alwar

Follow these steps to apply for a gold loan in Alwar through Loanpao:

1. Visit loanpao.in and select "Gold Loan in Alwar, Rajasthan."
2. Fill out the online application form with personal details (name, Alwar address).
3. Upload required documents (Aadhaar, address proof).
4. Schedule gold valuation with top Alwar lenders like Muthoot or SBI.
5. Get approval and funds disbursed within hours in Alwar.

Apply Now

Loan Eligibility for Gold Loan in Alwar

Check your eligibility for a gold loan in Alwar with Loanpao’s tool:

• Confirm age (21–70 years).
• Verify gold quality (18–24 carat).
• Provide Alwar address proof.
• Estimate loan amount based on gold weight and market rates.

Loanpao will assess your eligibility and suggest the best gold loan offers in Alwar.

Check Eligibility Now

Track Your Gold Loan Application in Alwar

Loanpao provides a seamless tracker for your gold loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on status (e.g., gold valuation, approved, disbursed).
• Receive notifications for disbursal updates in Alwar.
• Contact Loanpao support for assistance with delays in Alwar.

Track Application Now

Gold Loan Comparison in Alwar

Compare gold loan offers from top lenders in Alwar:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
Muthoot Finance	7.5% p.a.	Up to ₹50 lakh	Up to 3 years	0.25% of loan amount
Manappuram Finance	8.0% p.a.	Up to ₹40 lakh	Up to 2 years	0.5% of loan amount
SBI	8.5% p.a.	Up to ₹30 lakh	Up to 3 years	0.75% of loan amount

Frequently Asked Questions

Related Pages