Credit Card Loan in Alwar, Rajasthan 2025

Overview of Credit Card Loan in Alwar, Rajasthan

Credit card loans in Alwar, Rajasthan, offer quick financing against your credit card limit for personal or small business needs, such as emergencies, debt consolidation, or short-term expenses. In 2025, these loans provide interest rates starting at 12% p.a., with loan amounts up to 90% of your credit card limit (typically ₹50,000 to ₹5 lakh). Lenders like HDFC Bank, SBI Card, and ICICI Bank offer tenures up to 3 years. Loanpao helps Alwar residents compare credit card loan offers, check eligibility, and apply online for instant approval.

Eligibility Criteria for Credit Card Loan in Alwar

Criteria	Details
Age	21–60 years
Credit Card Ownership	Active credit card with minimum 6 months usage
Credit Limit	Minimum ₹50,000
Residence	Valid Alwar address proof
Credit Score	Preferably above 650

Documents Required for Credit Card Loan in Alwar

• Identity Proof: Aadhaar, PAN Card.
• Address Proof: Utility bill, Aadhaar, or rental agreement (Alwar address).
• Credit Card Details: Latest credit card statement.
• Income Proof: Salary slips (last 3 months) or ITR for self-employed.
• Bank Statement: Last 6 months’ bank statements linked to credit card.

Benefits of Credit Card Loan in Alwar

• Loan amounts up to 90% of credit card limit (₹50,000–₹5 lakh).
• Competitive interest rates starting at 12% p.a. in 2025.
• Flexible tenures up to 3 years for easy EMIs.
• Instant approval and disbursal within 1–3 days in Alwar.
• No collateral required, only credit card limit.

Factors Affecting Credit Card Loan in Alwar

Credit Card Limit

Higher limits allow larger loan amounts.

Interest Rate

Rates range from 12% to 18% p.a., based on credit score and lender.

Repayment History

Timely credit card payments improve approval chances.

Credit Score

Scores above 650 ensure better rates and faster approval.

How to Apply for a Credit Card Loan in Alwar

Follow these steps to apply for a credit card loan in Alwar through Loanpao:

1. Visit loanpao.in and select "Credit Card Loan in Alwar, Rajasthan."
2. Fill out the online application with personal and credit card details.
3. Upload required documents (Aadhaar, credit card statement).
4. Compare offers from Alwar lenders like HDFC Bank and SBI Card.
5. Get instant approval and funds disbursed within 1–3 days in Alwar.

Apply Now

Loan Eligibility for Credit Card Loan in Alwar

Check your eligibility for a credit card loan in Alwar with Loanpao’s tool:

• Confirm age (21–60 years).
• Verify active credit card with 6 months usage.
• Ensure credit limit (minimum ₹50,000).
• Provide Alwar address proof.
• Check credit score (preferably above 650).

Loanpao will assess your eligibility and suggest the best credit card loan offers in Alwar.

Check Eligibility Now

Track Your Credit Card Loan Application in Alwar

Loanpao provides a seamless tracker for your credit card loan application:

• Submit your application ID on the Loanpao Tracker page.
• Get real-time updates on status (e.g., under review, approved, disbursed).
• Receive notifications for disbursal updates in Alwar.
• Contact Loanpao support for assistance with delays in Alwar.

Track Application Now

Credit Card Loan Comparison in Alwar

Compare credit card loan offers from top lenders in Alwar:

Lender	Interest Rate	Loan Amount	Tenure	Processing Fee
HDFC Bank	12.0% p.a.	Up to ₹5 lakh	Up to 3 years	1% of loan amount
SBI Card	12.5% p.a.	Up to ₹3 lakh	Up to 2 years	1.5% of loan amount
ICICI Bank	13.0% p.a.	Up to ₹4 lakh	Up to 3 years	1.25% of loan amount

Frequently Asked Questions

Related Pages